Category: Business and Management : Finance

Financial literacy plays a pivotal role in shaping our financial decisions, both in our personal lives and professional endeavors. Share an experience that highlights the positive impact of financial literacy on someone’s life or how a lack of financial literacy could potentially have a negative effect on someone’s life. Feel free to share personal experiences, if you are comfortable. Otherwise, generalizations or public examples are fine.

You are the CEO of XYZ Inc., a small manufacturing company that specializes in creating custom machinery for the construction industry. Your company has been in business for 5 years and has seen steady growth in revenue and profits. However, you have recently realized that you need to better understand your company’s financial position in order to make informed decisions about future growth and investments.
Your task is to create an income statement and balance sheet for XYZ Inc. using the following information:
Revenues for the last fiscal year (ending December 31st) were $5,000,000
Cost of goods sold for the last fiscal year were $3,000,000
Operating expenses for the last fiscal year were $1,200,000
Interest expense for the last fiscal year was $100,000
Taxes for the last fiscal year were $500,000
The company has $1,000,000 in cash in the bank
The company has $1,000,000 in accounts receivable
The company has $1,800,000 in inventory
The company has $500,000 in accounts payable
The company has $1,200,000 in long-term debt
The company has $2,000,000 in common stock
The company has $100,000 in retained earnings
Instructions:
Create an income statement for XYZ Inc. for the last fiscal year (ending December 31st) using the information provided above. Be sure to include revenues, cost of goods sold, gross profit, operating expenses, interest expense, taxes, and net income.
Create a balance sheet for XYZ Inc. as of December 31st of the last fiscal year using the information provided above. Be sure to include current assets (such as cash, accounts receivable and inventory), current liabilities (such as accounts payable), long-term debt, stockholders’ equity (including common stock and retained earnings), and total liabilities and equity.
Once you have completed your income statement and balance sheet, analyze the financial position of XYZ Inc. and provide a brief summary of your findings. What are the strengths and weaknesses of the company’s financial position? How does the company’s financial position compare to industry standards? What actions, if any, do you recommend the company take to improve its financial position?
Your final report should include the income statement, balance sheet, and analysis of the company’s financial position in a clear and professional manner.
If you need help getting started, watch this video.
https://oc.hosted.panopto.com/Panopto/Pages/Viewer.aspx?id=2d7acc5c-3843-4d95-9fac-b067014048b0
Submit your report as a Word document or PDF.

The objective of this assignment is to reinforce your understanding of Time Value of Money (TVM) concepts and calculations. Through this assignment, you will perform five different TVM calculations to analyze financial scenarios involving present value, future value, interest rates, and periodic payments.
Submission Guidelines:
Solve each problem individually, showing all relevant calculations and steps.
Clearly label your solutions, including the problem number.
If using a spreadsheet, submit the spreadsheet file (e.g., Excel) or screenshots of your calculations.
If using a calculator, neatly write out or type your calculations and provide explanations where necessary.
Submit as an attachment or type directly into the submission box below.
Instructions:
In this assignment, you will apply Time Value of Money principles to solve various financial scenarios. Use calculators or spreadsheet tools to perform the calculations accurately. Round your answer to two decimal places.
Problem 1: Future Value Calculation (10 points)
You are considering investing $1,000 today in a savings account that offers an annual interest rate of 6%. Calculate the future value of this investment after 5 years.
Problem 2: Present Value Calculation (10 points)
You want to have $5,000 five years from now, and the current annual interest rate is 8%. Calculate how much money you need to invest today to achieve this goal.
Problem 3: Finding Interest Rate (15 points)
You are considering an investment that will double your money in 10 years. What annual interest rate does this investment offer?
Problem 4: Calculating Number of Periods (15 points)
You are saving for a down payment on a house. You have $20,000 today, and you plan to invest it in an account with an annual interest rate of 5%. How many years will it take for your savings to grow to $30,000?
Problem 5: Periodic Payment Calculation (20 points)
You want to buy a car that costs $25,000. You plan to make annual payments into a savings account with an annual interest rate of 7%. If you want to have the full purchase amount in 4 years, what should your annual payments be?

i fell in love with finance because everytime i met with my uncle he would teach me about his job which was related to finance

Assignment Content
Initial Public Offerings (IPOs) are a common way for companies to raise capital and gain access to the public markets. For this assignment, you will be researching a company that recently had an IPO.
Instructions:
Research a company that has recently had an IPO. The company should be a U.S.-based company, and the IPO should have occurred within the past 3 years. (A Google search is a great place to start)
Investigate the company’s history, including information about its products and services, target market, and key competitors. (Video: How to Identify Target Market; Article: 21 Tools That Help You Find Competitors )
Investigate the IPO process, including information about the company’s offering price, the number of shares offered, and the underwriters involved in the offering.
Research the company’s post-IPO performance, including information about its stock price, trading volume, and financial performance.
Research the company’s management team and Board of Directors, including information about their qualifications and experience.
Write a report summarizing your research and providing your analysis of the company’s IPO and post-IPO performance. Be sure to include information about the company’s industry, competition, financial performance, and management team.
Upload your report as a Word document or PDF. Be sure to cite any sources you use. Formal APA formatting is not required on this assignment, but we do want to avoid plagiarism.

COMMON GUIDELINES:
The final project should be professional, supported, and structured

Topic:
Analysis of policies and results of an investment fund managed with an ESG view

STRUCTURE OF FINAL PROJECT PRESENTATION – ESG INVESTMENT FUND:
– EXECUTIVE SUMMARY DESCRIPTION OF THE FUND
– ESG FUND INVESTMENT STYLE WITHIN THE CLASSIFICATION OF GSIA
– ESG ANALYSIS OF KEY PORTFOLIO HOLDINGS OF THE FUND
– REFERENCE TO ESG RATING (FOR EXAMPLE MORNINGSTAR)
– ANALYSIS OF ENGAGEMENT ACTIVITIES OF THE FUND
– CONCLUSSION – WRAP-UP

Choose one of below funds
​​
1- Pictet Water​

2- Triodos Future Generations

3- Fund Nordea Global Climate and Environment