Category: Business and Management : Finance

The assignment is a research paper on Loan Creation in an Islamic Banking System, I need you to write two sections of the paper(no introduction or conclusion) which are:
1- An overview of Conventional Banking and Islamic Banking, as well as their similarities and differences. 2-Comparative analysis of Loan creation in Conventional Banks vs Islamic Banks, comparing each bank’s services or what they offer when applying for a loan. Please use any of the references in the literature review attached, you can also use other scholarly references if needed.

Please focus more on why this book made an impact on you and less on the plot/theme of the book itself

What are the three (3) most important pieces of information from the Management Discussion & Analysis (MD&A) section regarding Riverside’s fiscal condition?

Calculate the following ratios:

Current Assets / Current Liabilities (Statement of Net Position)
Cash / Total Assets (Statement of Net Position)
Total Cash % change
Total debt service (Statement of Net Position) / Total Revenues (Statement of revenues, expenditures and changes in fund balances)
Long-term liabilities (non-current) (Statement of Net Position) / Total assets
Long-term liabilities (non-current) (Statement of Net Position) / population

What do the ratios tell us about Riverside?

What other ratios do you believe are important to assess the financial condition of Riverside?

As the final assessment for this course, you will be making financial decisions for new venture. The details are included in the attached document. A sample of an exemplary paper and a grading rubric has been provided for your refence.

Case Study 5 – Assessment of Financial Conditions

Case Study 5 requires that you utilize the data found in the city of Riverside Comprehensive Annual Financial Report (CAFR) for 2020. You should pay particular attention to the information from the Management Discussion and Analysis section (pages 4 – 6), the Statement of Net Position (page 21), the Statement of Revenues, Expenditures, and Changes in Fund Balances (page 25).

What are the three (3) most important pieces of information from the Management Discussion & Analysis (MD&A) section regarding Riverside’s fiscal condition?

Calculate the following ratios:

Current Assets / Current Liabilities (Statement of Net Position)
Cash / Total Assets (Statement of Net Position)
Total Cash % change
Total debt service (Statement of Net Position) / Total Revenues (Statement of revenues, expenditures and changes in fund balances)
Long-term liabilities (non-current) (Statement of Net Position) / Total assets
Long-term liabilities (non-current) (Statement of Net Position) / population

What do the ratios tell us about Riverside?

What other ratios do you believe are important to assess the financial condition of Riverside?

In addition to answering the above questions, upload a voice-over PowerPoint that summarizes the results of your case study.

Financial literacy plays a pivotal role in shaping our financial decisions, both in our personal lives and professional endeavors. Share an experience that highlights the positive impact of financial literacy on someone’s life or how a lack of financial literacy could potentially have a negative effect on someone’s life. Feel free to share personal experiences, if you are comfortable. Otherwise, generalizations or public examples are fine.

Financial literacy plays a pivotal role in shaping our financial decisions, both in our personal lives and professional endeavors. Share an experience that highlights the positive impact of financial literacy on someone’s life or how a lack of financial literacy could potentially have a negative effect on someone’s life. Feel free to share personal experiences, if you are comfortable. Otherwise, generalizations or public examples are fine.

You are the CEO of XYZ Inc., a small manufacturing company that specializes in creating custom machinery for the construction industry. Your company has been in business for 5 years and has seen steady growth in revenue and profits. However, you have recently realized that you need to better understand your company’s financial position in order to make informed decisions about future growth and investments.
Your task is to create an income statement and balance sheet for XYZ Inc. using the following information:
Revenues for the last fiscal year (ending December 31st) were $5,000,000
Cost of goods sold for the last fiscal year were $3,000,000
Operating expenses for the last fiscal year were $1,200,000
Interest expense for the last fiscal year was $100,000
Taxes for the last fiscal year were $500,000
The company has $1,000,000 in cash in the bank
The company has $1,000,000 in accounts receivable
The company has $1,800,000 in inventory
The company has $500,000 in accounts payable
The company has $1,200,000 in long-term debt
The company has $2,000,000 in common stock
The company has $100,000 in retained earnings
Instructions:
Create an income statement for XYZ Inc. for the last fiscal year (ending December 31st) using the information provided above. Be sure to include revenues, cost of goods sold, gross profit, operating expenses, interest expense, taxes, and net income.
Create a balance sheet for XYZ Inc. as of December 31st of the last fiscal year using the information provided above. Be sure to include current assets (such as cash, accounts receivable and inventory), current liabilities (such as accounts payable), long-term debt, stockholders’ equity (including common stock and retained earnings), and total liabilities and equity.
Once you have completed your income statement and balance sheet, analyze the financial position of XYZ Inc. and provide a brief summary of your findings. What are the strengths and weaknesses of the company’s financial position? How does the company’s financial position compare to industry standards? What actions, if any, do you recommend the company take to improve its financial position?
Your final report should include the income statement, balance sheet, and analysis of the company’s financial position in a clear and professional manner.
If you need help getting started, watch this video.
https://oc.hosted.panopto.com/Panopto/Pages/Viewer.aspx?id=2d7acc5c-3843-4d95-9fac-b067014048b0
Submit your report as a Word document or PDF.

The objective of this assignment is to reinforce your understanding of Time Value of Money (TVM) concepts and calculations. Through this assignment, you will perform five different TVM calculations to analyze financial scenarios involving present value, future value, interest rates, and periodic payments.
Submission Guidelines:
Solve each problem individually, showing all relevant calculations and steps.
Clearly label your solutions, including the problem number.
If using a spreadsheet, submit the spreadsheet file (e.g., Excel) or screenshots of your calculations.
If using a calculator, neatly write out or type your calculations and provide explanations where necessary.
Submit as an attachment or type directly into the submission box below.
Instructions:
In this assignment, you will apply Time Value of Money principles to solve various financial scenarios. Use calculators or spreadsheet tools to perform the calculations accurately. Round your answer to two decimal places.
Problem 1: Future Value Calculation (10 points)
You are considering investing $1,000 today in a savings account that offers an annual interest rate of 6%. Calculate the future value of this investment after 5 years.
Problem 2: Present Value Calculation (10 points)
You want to have $5,000 five years from now, and the current annual interest rate is 8%. Calculate how much money you need to invest today to achieve this goal.
Problem 3: Finding Interest Rate (15 points)
You are considering an investment that will double your money in 10 years. What annual interest rate does this investment offer?
Problem 4: Calculating Number of Periods (15 points)
You are saving for a down payment on a house. You have $20,000 today, and you plan to invest it in an account with an annual interest rate of 5%. How many years will it take for your savings to grow to $30,000?
Problem 5: Periodic Payment Calculation (20 points)
You want to buy a car that costs $25,000. You plan to make annual payments into a savings account with an annual interest rate of 7%. If you want to have the full purchase amount in 4 years, what should your annual payments be?

i fell in love with finance because everytime i met with my uncle he would teach me about his job which was related to finance