Category: Business and Management : Finance

Company: Paychex payroll and hr solutions 
Provide a SWOT analysis; complete a ratio analysis of the firm’s most recent 3 years financial reports years (vertical and horizontal, and key financial ratios)

Overview
In this activity, you will complete calculations and research that will help you understand how to evaluate the return and risk on investments.
Instructions
Answer these questions in a 1 to 2-page paper.
You have just won the Lottery jackpot of $11,000,000. You will be paid in twenty-six equal annual installments beginning immediately. If you had the money now, you could invest it in an account with a quoted annual interest rate of 9% with monthly compounding of interest.
Calculate the present value of the payments you will receive. Show your calculations using formulas in your paper or in an attached spreadsheet file.
Explain why there is a difference between the present value of the Strayer lottery jackpot and the future value of the twenty-six annual payments based on your calculations and the information provided.
Discuss the risk and return indicated by different bond ratings. Support your answer with references to your research.
Use various bond websites to locate one of each of the following bond ratings: AAA, BBB, CCC, and D. Research the differences between the bond ratings, the required interest rates, and the risk. List the websites used as sources for this research.
Identify the strengths and weaknesses of each rating.

To successfully complete this project, you will choose a multinational company from the  Final Project Company List and access the following financial reports:
Balance sheet
Income statement
Statement of cash flows
Current annual report
2007–2008 annual report
Statement of retained earnings
To access this information, follow the steps in the Mergent Online Resource Guide to access the Mergent Online database. Make sure that you select forms based on the company’s most recent tax submission. The annual report is also available on the U.S. Securities and Exchange Commission website.
In this assignment, you will demonstrate your mastery of the following course outcomes:
Analyze the impact of legal and ethical challenges on stakeholders for supporting an organization’s conduct and decision making in global markets
Analyze risks and financial factors associated with multinational corporate expansion for informing strategic financial decisions and mitigating risk
Assess multinational expansion factors for ensuring alignment with corporate strategies based on economic environments and market conditions
Directions
Develop a report that analyzes one company’s approach to multinational expansion and includes financial factors such as economic environments and market conditions, risk mitigation strategies, and ethical and legal practices.
Specifically, the following critical elements must be addressed:
Company Overview: Use the company’s website and 10-K report to support responses for this section.
Describe the company’s background, including its industry and extent of its multinational reach for identifying expansion factors and corporate strategies.
Economic Environments and Market Conditions: Use the 2007-2008 annual report and the most current annual report to support responses for this section.
Identify international financial markets in which the company operates, such as stock markets, bond markets, and money markets, for explaining how the company raises capital within these markets.
Discuss effects of the global credit crisis on the company’s ability to raise capital required to support its expansion and operations, and provide examples to support your claims.
Explain the role of international financial markets and institutions in global environments in evaluating their impact on the company’s risk management strategies.
Analyze impacts of exchange rate on the company’s performance for determining if a loss occurred because of fluctuations or devaluations of foreign currencies, providing examples from the past year to support your claims.
Assess the impact of the global financial crisis as it relates to transaction, economy, and translation exposures with consideration of liabilities and assets in foreign currencies, and support your assessment with financial information.
Risk Mitigation: Examine sources of risk and risk reduction methods available to multinational corporations. Use the 2007–2008 annual report and the most current annual report to support responses in this section.
Discuss techniques the company used to hedge foreign exchange exposure such as the use of forwards, futures, options, money markets, or swap agreements, and support with financial information from the past year.
Discuss risks and financial factors associated with exchange rates and interest rates for assessing how they inform the company’s financial management approaches.
Discuss diversification in the company’s expansion model for examining advantages or disadvantages, and provide examples and financial information from the past year to support your claims.
Discuss company strategies before and after the 2007–2008 crisis for determining possible reasons for the company’s current financial performance, and provide examples to support your claims.
Understanding previous significant financial crises, such as the 2007–2008 financial crisis, is crucial for learning from past mistakes and preparing for future challenges. These crises provide valuable lessons in identifying vulnerabilities, implementing reforms, and improving risk management practices. Additionally, the COVID-19 pandemic has significantly impacted the global economy and the financial sector, highlighting the need for resilience, adaptability, and proactive decision making in the face of unprecedented challenges.
Ethical and Legal Considerations: Explain how the company is maximizing shareholders’ value while maintaining ethical and legal practices.
Discuss the company’s ethical and legal management during the 2007–2008 crisis for evaluating its impacts on international investing.
Analyze the impact of ethical and legal decisions on internal stakeholders, including shareholders, for identifying strengths and areas of improvement in international expansion strategies. Provide examples to support your claims.
Discuss the impact of the company’s ethical and legal decisions on external stakeholders, including the government, culture, and environment into which the company expanded, for identifying strengths and areas of improvement in expansion strategies. Provide examples to support your claims.
Future Risks and Challenges: Based on the company’s financial information and your research, make informed predictions about the company’s future risks and challenges.
Discuss financial decisions for informing future approaches to increase the company’s value based on trends in corporate strategies and financial information.
Discuss ethical and legal considerations and approaches the company may consider for supporting its value in global markets.
Discuss risk mitigation strategies the company may use for avoiding potential financial crisis and informing strategic financial decisions.
What to Submit
Your multinational performance report must be 5 to 8 pages in length (plus a cover page and references) and must be written in APA format. Use double spacing, 12-point Times New Roman font, and one-inch margins. Cite references in APA format. Your supporting research should be as up to date as possible. Any news stories, press releases, or additional sources must be dated within the last 60 days. Company data should be no more than one year old. Using older data may result in being asked to resubmit your work.

1500 word business finance evaluation report on a company with enough financial reports and resources online (fashion, Lifestyle, Motor, retail stores)

The assignment is a research paper on Loan Creation in an Islamic Banking System, I need you to write two sections of the paper(no introduction or conclusion) which are:
1- An overview of Conventional Banking and Islamic Banking, as well as their similarities and differences. 2-Comparative analysis of Loan creation in Conventional Banks vs Islamic Banks, comparing each bank’s services or what they offer when applying for a loan. Please use any of the references in the literature review attached, you can also use other scholarly references if needed.

Please focus more on why this book made an impact on you and less on the plot/theme of the book itself

What are the three (3) most important pieces of information from the Management Discussion & Analysis (MD&A) section regarding Riverside’s fiscal condition?

Calculate the following ratios:

Current Assets / Current Liabilities (Statement of Net Position)
Cash / Total Assets (Statement of Net Position)
Total Cash % change
Total debt service (Statement of Net Position) / Total Revenues (Statement of revenues, expenditures and changes in fund balances)
Long-term liabilities (non-current) (Statement of Net Position) / Total assets
Long-term liabilities (non-current) (Statement of Net Position) / population

What do the ratios tell us about Riverside?

What other ratios do you believe are important to assess the financial condition of Riverside?

As the final assessment for this course, you will be making financial decisions for new venture. The details are included in the attached document. A sample of an exemplary paper and a grading rubric has been provided for your refence.

Case Study 5 – Assessment of Financial Conditions

Case Study 5 requires that you utilize the data found in the city of Riverside Comprehensive Annual Financial Report (CAFR) for 2020. You should pay particular attention to the information from the Management Discussion and Analysis section (pages 4 – 6), the Statement of Net Position (page 21), the Statement of Revenues, Expenditures, and Changes in Fund Balances (page 25).

What are the three (3) most important pieces of information from the Management Discussion & Analysis (MD&A) section regarding Riverside’s fiscal condition?

Calculate the following ratios:

Current Assets / Current Liabilities (Statement of Net Position)
Cash / Total Assets (Statement of Net Position)
Total Cash % change
Total debt service (Statement of Net Position) / Total Revenues (Statement of revenues, expenditures and changes in fund balances)
Long-term liabilities (non-current) (Statement of Net Position) / Total assets
Long-term liabilities (non-current) (Statement of Net Position) / population

What do the ratios tell us about Riverside?

What other ratios do you believe are important to assess the financial condition of Riverside?

In addition to answering the above questions, upload a voice-over PowerPoint that summarizes the results of your case study.

Financial literacy plays a pivotal role in shaping our financial decisions, both in our personal lives and professional endeavors. Share an experience that highlights the positive impact of financial literacy on someone’s life or how a lack of financial literacy could potentially have a negative effect on someone’s life. Feel free to share personal experiences, if you are comfortable. Otherwise, generalizations or public examples are fine.