During periods of instability, how might a bank’s balance sheet change? In parti

During periods of instability, how might a bank’s balance sheet change? In particular, discuss how assets, liabilities, and bank capital may change during periods of rising unemployment rates. How might a bank safe guard itself to protect against insolvency? How would this affect the money multiplier?
Use the lecture video and notes from this module to support your views. You may use other resources, but please be sure to cite any references and always summarize main points in your own words (or use quotations if paraphrasing).
video: https://www.youtube.com/watch?v=CY0y2V3nUOA&t=1s