Use these notes :
Debt: Student loans, credit card loans, mortgage
Insurance (necessities) : health, home/auto
Housing (affordable) : apartment, house, roommate [ rent crisis in NYC everywhere(2022)
Food: ———> global trade hindered (supply chain)
Inflation: Job opportunities/ education level, gas prices —-> THE ECONOMY (RECESSION, GLOBAL PANDEMIC)
Other examples: Children, natural disaster, accident/ sick, take care of parents, unexpected travels, Addiction (spending$), drugs, gambling
Financial security /= increase socioeconomic status(move up or gain wealth)
Connections/networking: job, family/parents, friends/college roomie
Niche opportunities: social media/influencers, athletics,profession
Already having$: hard work, dedication, passion, skill
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