Attached case 1 and 2 for analysis and here are the questions need to be answere

Attached case 1 and 2 for analysis and here are the questions need to be answered:
1)    Why do 84% of digital transformations fail?  What did DBS do differently from most firms to successfully implement their digital transformation strategy?  How did DBS change its digital transformation vision and strategy from 2010 – 2014 (Case 1) to 2014 – 2020 (Case 2)? 
2)    What does digital transformation mean to customers and employees?  What are the similarities and differences?  How do you engage both groups?
3)    Your board has just given you $200 million for your digital transformation.  Where would you spend the capital to initiate your company’s transformation?