abstract, introduction and a conclusion for my paper i will upload most of the p

abstract, introduction and a conclusion for my paper i will upload most of the paper but one chapter is missing but it will be the situation in the UK and comparing it to Saudi Arabia with the same crimes internet fraud and money laundering
i will upload all the files for you, and the rest of the words will be for the last chapter the recommendations.
i have three recommendations that all countries should consider in order to have the proper approach to compete the use of tech in financial crimes
1- globalizing the regulations as these crimes are not like before they can be committed from different countries which can make difficult to catch the criminals and maybe by globalizing the regulation it might help the situation so please give and discuss reasons why this could help and use other people opinions to proof this also you should mention the FATF recommendations as they could be consider as a harmonization to the laws of AML
2- each government should invest or even establish their companies or institutions who can provide technological solutions to compete financial crimes or detect them or help in the investigation as if the lost of these crimes dropped after the use of these solutions it will benefit the national economy , also all business will be encouraged to use these technologies if they are funded or approved by the government , also it will create a competitive environment for tech companies and this will improve there performance and they might invent more creative and effective solutions to compete financial crimes , last these local companies are more trustworthy than any international companies and government institutions or business could me more confident to share their data with them as the are local and national .
3- encouraging all countries to apply ISO 20022 as it has several benefits one of them is competing financial crimes
so here give a brief understanding of this standard and why is it helpful and give a connection between this recommendation and the other two as with a combination of all of these recommendation could lower the cost of financial crimes considerably and refer to countries that already applied it and the ones that are planing to apply it and explain why it is important and how it will help to lower the risks of financial crimes , please consider giving examples whenever you could and discuss ans explain all of the points , please do not forget to link all sentences to the sources used and try to use as many as you can of sources . thank you