Category: Social Science

Write a brief summary of the textbook Chapters 1 and 2, to include the following paragraphs with headings: an overview, 3 key concepts, and a summary. Each “key concept” must include the textbook page numbers. Each paragraph needs a minimum of 3 sentences and 250 words. Use the template format provided below. Refer to the model assignment (sample) following the template.Please use the template but do not copy from the template.Please put original words and work in the template no plagiarism or A I or chat. bots. please original work. attached. are ch1 and ch 2 pdf
TEMPLATE:
Overview
Key Concept from Chapter 1
Key Concept from Chapter 2
Key Concept from Chapter 1 or 2
Summary
SAMPLE:
BELOW IS A SAMPLE REFLECTION SUMMARY. DO NOT COPY THE CONTENTS. IT IS A SAMPLE ONLY TO ILLUSTRATE THE STRUCTURE.
Course: BRE 139, Real Estate Economics
Student Name: Ima Success
Today’s Date: 04/20/2024
Textbook Author: Huber, et al.
Chapters 1 & 2
Overview
The topic of Chapter 1 is an introduction to real estate principles. This chapter covers four important concepts for the real estate student. First, the real estate licensing in California is discussed, along with the real estate market. Second, the historical influence of real property is examined. Third, the difference between real property and personal property is spelled out clearly. And last, the chapter concludes by analyzing various methods of land description. These concepts are important because they may be on the real estate exam for licensees.
Key Concept from Chapter 1
I learned that real estate can be a profitable professional (p. 4). One of the reasons it can be profitable is because the compensation to agents is based on the sales price of the house. In California, real estate values are typically high, which translates into a high commission. The commission is always paid to the broker, but the real estate salesperson receives a portion. Many real estate agents are using social media to promote their services.
Key Concept from Chapter 2
The second thing I learned is that property owners have a “bundle of rights” (p. 5). It means they have control of certain things because they own the real estate. Generally, people view it as a bundle of sticks, with each one of them being a “right” the owner has. Their types of rights vary based on their level of ownership. For example, homeowners have the right to possess (live in) their houses – unless they rent out the house to tenants. In that case, the tenant now has the right to possess the house.
Key Concept from Chapter 1 or 2
The third concept I learned is the definition of real property (p. 6). There are four things that define real property: land, affixed to the land, appurtenant to the land, or immovable. These items “tests” are what separates real property from personal property. For example, a refrigerator can be moved out of the house, so it is considered personal property. However, a fence is permanently dug into the ground so it becomes part of the real property, along with the land and the house.
Summary
This was an interesting chapter and I learned a lot about real estate. Real estate has a long and colorful history in California. There are several types of land description methods, which will probably be on the state real estate exam. I know I will have to study some of the concepts further, such as the MARIA acronym of determining personal versus real property. In addition to the knowledge of concepts, real estate involves math calculations.

In this paper please address the following: Topic: Anti oppressive practice and Mental health services and Social work What is anti-oppressive practice? Define oppression, privilege, and power and how anti-oppression is a response to privilege and power. Why is it important for the social work profession to move forward understanding not only what this means but how to engage in it. Here it would be pertinent to provide definitions and to connect ideas with professional ethics and values. You should also include some discussion/understanding of the history/legacy of how the Social Work profession that has not always/does not always mirror anti-oppressive practices: How has social work engaged in system oppression? (use this article to help support this section: Social Work, White Supremacy, and Racial Justice: Reckoning With Our History, Interrogating our Present, Reimagining our Future | Oxford Academic (oup.com))
Discuss mental health services and examine how this practice has been complicit in oppression and injustice and; Provide a discussion of what anti-oppression would look like in this same space. Choose a population/practice space that is important to you professionally. Identify three ways in which you will engage in anti-oppressive practice; connect this to learning in the course/readings/modules. Must be in APA 7 format and 4-6 pages in length, not including title and reference page.
Your paper should utilize a minimum of seven sources Sources:
https://ojs.uwindsor.ca/index.php/csw/article/download/5645/4614 https://www.tandfonline.com/doi/abs/10.1080/10428230802070223 https://journals.sagepub.com/doi/10.1177/1363461512441594 Three Ways to Reduce Power and Privilege (swhelper.org)
Code of Ethics: English (socialworkers.org) Racial and Ethnic Disparities in the Prevalence of Stress and Worry, Mental Health Conditions, and Increased Substance Use Among Adults During the COVID-19 Pandemic — United States, April and May 2020 | MMWR (cdc.gov) Social Work, White Supremacy, and Racial Justice: Reckoning With Our History, Interrogating our Present, Reimagining our Future | Oxford Academic (oup.com)

-What are some common barriers that women often face in America preventing them from experiencing social justice? How can social workers address these issues at the micro and macro levels?
-Women who live in countries other than the United States often experience prejudice and discrimination that women in the United States do not experience due to either cultural norms or laws which are in place to protect them. Use library resources to locate one article which discusses at least one of these. An example may be countries which deny females the right to formal The source should be a professional article. -There are many reasons why you might write a news release for your agency. These include announcements of a new service provided by the agency, the need to publicize an existing service, or a desire to recruit volunteers. Working with and using the news media to publicize events, activities, and perspectives is an essential skill. News releases are one of the easiest ways to keep the media informed about your agency or activity. As in any news article, basic information is expected by the reader. This includes such items as who, what, where, why, when and how.
Requirement: Prepare your own news release. The entire release should be no longer than one page and in APA format. Include the following:
Who (person or agency) is the news release about?
What is important enough to deserve a news article?
When did or will this event occur?
Where or in what location did or will it occur?
Why is this being brought to the attention of the public?
How did or will the event occur?

Revised Guidelines—Final Capstone/ Reflection Paper: The objective of this assignment is to synthesize what you have learned in this course about how social economy enterprises can contribute to social and economic development historically or in contemporary times. These papers should be between 2000 and 2500 words long, not including the bibliography. Citations and bibliography should follow the APA style guide. You have two options for approaching this assignment:
1. Consider the lessons from one or more of the different case studies we examined in the course about what worked and what failed in different case studies (for example, the cases of the Wheat Pool in Saskatchewan, Mondragon in Spain or the Landless Worker’s Movement in Brazil). Here, you must engage directly with one or more theories presented through the different course readings. These include but are not limited to, the challenges of building solidarity within capitalism as theorized by Chibber, the problem of development as “helping self-help” as theorized by Ellerman or the importance of “embedded autonomy” between the government and business (including social economy businesses) in successful processes of economic development as theorized by Evans, social innovation as theorized by Mulgan or economic missions as theorized by Mazzucato. This option must engage with at least five readings from the course syllabus to integrate the theories studied into reflections about one or more of the case studies analyzed in the different weeks of the course.
2. Consider an idea for a contemporary social innovation or social enterprise start-up you researched as part of the group projects or an existing social economy from your independent research using one or more theories studied in the course to analyze the prospects or causes underlying its success. In discussing the idea for a contemporary start-up or existing organization, you need to engage with one or more of the theories from the course syllabus. If you choose this option, you only need to engage with at least two sources from the course syllabus. However, if you choose this option, you must include at least three sources (either primary or secondary) that pertain to an existing social economy enterprise or that you came across as part of the literature review for the idea developed in your group project discussions. Some ideas that were discussed in our class discussions and initial presentation of project ideas included community land trusts, cooperatively owned or non-profit community centers, and cooperative housing developments in Toronto.
Sources
Chibber, V. 2022. The Class Matrix: Social Theory after the Cultural Turn. Harvard University Press.
Ellerman, D. (2007). Helping Self-Help: The Fundamental Conundrum of Development Assistance. The Journal of Socio-Economics 36(4): 561–577
Evans, P. B. (1995). Embedded Autonomy: States and Industrial Transformation. Princeton University Press.
Mazzucato, M. (2021). Mission Economy: A Moonshot Guide to Changing Capitalism. Harper Collins Publishers.
Mulgan, G. (2006). The process of social innovation. Innovations 1(2), 145-162.

Description of Assignment Provide an assessment of behavior for the case of your choice from Chapters 7,8,9,10 or Dasani case for the following areas:
physical environment (Chapter 7), culture (Chapter 8), one social institution (Chapter 9), and family (Chapter 10) dimensions. Include a genogram of the case’s family and an ecomap which illustrates their external relationships. Include 1) an APA style title page, 2) a short introduction that provides an overview of your paper, 3) headings to delineate each section, 4) a conclusion that addresses the reflection questions below, and 5) in-text citations and an APA style reference page. This paper should be 8 – 10 pages in total, not including the title page, reference page, and assessment tools. For the environmental, cultural, institutional, and family assessment: Summarize one theory or concept of your choice from each chapter. Assess/describe the case of your choice or Dasani from the “Invisible Child” case study (link on Canvas) from each perspective. The purpose of this assessment is to connect the theories you’ve learned from these chapters to this real-life example, so your paper should refer to both and explain the connections you see.
Please note that you are NOT asked to provide a diagnosis or recommend interventions for the case/Dasani in this paper. You should focus on describing the case through the lens of each of the theories you have chosen, assessing the case as objectively as possible. Focus on the question “what is happening in this situation?” vs. “what should happen?” or “what would I do in this situation?” Answer these reflection questions in your conclusion: What have you learned about yourself and your own behavior from writing this assessment and studying the theories/concepts you chose? What have you learned about your own writing/study skills through writing these assessments so far? How have you improved your ability to write a case assessment from the first through the third portion of this assignment
Recommended Outline Introduction (.5 – 1 page)
Theory of your choice from Chapter 7Summary of perspective (.5 – 1 page) Assessment of Case/Dasani from this perspective (1 – 1.5 pages) Looking at the case’s life from this perspective, what are the most important factors in describing or assessing her behavior?
Support your assessment with specific examples
Concept of your choice from Chapter 8 (could choose values, language, norms, subcultures, cultural relativism, culture and power, race, ethnicity, gender, etc.)Summary of theory (.5 – 1 page)
Assessment of Case/Dasani through the lens of this theory (1 – 1.5 pages)Looking at Case/Dasani’s life through the lens of this theory, what are the most important factors in describing or assessing her behavior?
Support your assessment with specific examples
Social institution of your choice from Chapter 9Summary of institution (.5 – 1 page)
Assessment of Case/Dasani’s interaction with this institution (1 – 1.5 pages)How does Case/Dasani’s family interact with this institution? How do these interactions impact the behavior of Case/Dasani and/or her family members? Does the institution serve its intended purpose? Support your assessment with specific examples
Theory of your choice from Chapter 10 Summary of theory (.5 – 1 page)
Assessment of Case/Dasani’s family through the lens of this theory (1 – 1.5 pages)Looking at Case/Dasani’s family through the lens of this theory, what are the most important factors in describing or assessing their behavior and relationships?
Support your assessment with specific examples
Conclusion (.5 – 1 page)Summary of key points
Responses to reflection questions

Watch or read The Big ShortLinks to an external site.
Bonus: FREE MOVIE. After you complete this class, grab the popcorn and sit back to watch this semi-documentary story of what happened during the Great Recession of 2007 and the mortgage industry collapse. This movie documents the extreme greed from Wall Street investors. You can click the bottom right corner to select English subtitles. To watch, click the link above. WARNING: this link will only be available until the last day of this class. Explanation of “The Big Short” from Investopedia: https://www.investopedia.com/articles/investing/020115/big-short-explained.aspLinks to an external site.
Movie actors & background from IMDB: https://www.imdb.com/title/tt1596363Links to an external site.
Background info from Amazon Prime Movies: https://www.amazon.com/Big-Short-Christian-Bale/dp/B019969US8Links to an external site.
P.S. this film was rated “R” for some foul language.
Watch The Big ShortLinks to an external site.
Watch The Big ShortLinks to an external site.
“Based on the true story of four outsiders who saw what the big banks, media and government refused to: the global collapse of the economy. A bold investment leads them into the dark underbelly of banking, where everyone and everything is in question.”

II. Description of the Policy (2-4 pages)
Give a detailed explanation of the policy. How is the policy intended to work? What resources or opportunities is the policy expected to provide? Who is covered by the policy and how? How is the policy implemented? What are the goals of the policy? How is the policy funded? What is the knowledge base on which the policy is founded?
IV. Include copies of the policy documentation that you considered
V. Must include a reference page to cite sources of information
Paper format: APA STYLE
Title Page and Reference pages are required;
Papers must be typed and submitted through Canvas; Papers are to be double-spaced with 1-inch margins on the top, bottom, and both sides; Papers must be numbered (i.e. page 1, 2, 3, etc.); Running heads and headers must be formatted by the APA style guide.
Do not re-write the questions in your paper, state questions for example: The goals of the Temporary Assistance for Needy Families (TANF) are legal because- —- ———- ————. You must have at least five references (see assignment details above for reference requirements).
All direct information from reading sources must have quotations or citations that identify where you obtained your information; — IT IS IMPROPER TO TRANSFER INFORMATION DIRECTLY FROM ANOTHER SOURCE INTO YOUR PAPER WITHOUT IDENTIFYING WHERE YOU OBTAINED YOUR INFORMATION. This can be considered plagiarism.
SPELLING AND GRAMMAR ERRORS SHOULD BE ADDRESSED BEFORE TURNING IN YOUR PAPER. MAKE SURE THAT YOU AND/OR SOMEONE ELSE PROOFREAD YOUR PAPER TO MAKE ANY CORRECTIONS NECESSARY BEFORE TURNING IN YOUR PAPER. Your Assigned Partner would be a good example of someone to proofread your paper before turning it in.

ACTIVITY: Final Paper Part 7 – Introduction & Conclusion / APA Style & Formatting
This is a 2-part activity. First you will write 2 paragraphs, then you will learn about APA Formatting.(1) First, you will write the introduction and conclusion paragraphs for your final paper. Each will be a separate paragraph with five sentences summarizing your final paper. Follow the template (below) and include a thesis statement.
(2) Second, you will learn about APA style and formatting, which is required for your final paper. For this part of the assignment, you will watch educational videos, visit instructional websites, discover scholarly resources, and learn about APA formatting. Once you have completed the activities, please write a brief paragraph acknowledging that you have completed the coursework. Include notes of a few things you learned. Use the template below and type your submission into the text box here.
For this assignment, you will simply type your information into the text box here. However, please SAVE a copy of your assignment to a Microsoft Word document or google doc. You will need a copy of it later for your final paper. Scroll down and refer to the model example below.
ACTIVITY #1 Introduction & Conclusion Paragraphs
Write 2 paragraphs. Each paragraph must be 5 sentences long. It is a summary of your final paper, which includes your Module 2, 4, 6, 8, 10, 12, and 14 Activities. the. activities are attached. Please original. work no plagiarism. and. no. A. I or chat. bots. The focus of your final paper is to demonstrate that you understand the concepts of a mortgage loan application, and can explain the advantages of various financing scenarios. These paragraphs are personal to YOU and should not be theoretical in nature. Please pull out your submissions for your Module 2, 4, 6, 8, 10, 12, and 14 Activities and review each of them in preparation for the final paper. IntroductionThe first paragraph will be your introduction to the final report. Write in complete sentences to summarize the knowledge you gained in this class: What does this report cover? Write one sentence each to summarize the major sections of the paper: My Qualifications, Financing Scenario, Borrower Qualifications, Loan Application, and Recommended Loan Program. Lastly, write a thesis statement that shows you have confidence in your ability to expertly analyze a mortgage loan situation. For example: “This mortgage report demonstrates that I have the capability to assess a borrower’s mortgage loan application.”
ConclusionThe second paragraph will be your conclusion for the final report. Write in complete sentences. Re-state the thesis statement from the introduction. Recap the major sections of the paper, just like you did in the introduction, except use slightly different words.
Do not use any sources, citations, or references in the introduction or the conclusion paragraphs. It must be all your own original work.
ACTIVITY #2: APA Style & Formatting Review
For this assignment, you will watch educational videos, visit instructional websites, discover scholarly resources, and learn about APA formatting. Once you have completed the activities, please write a few sentences stating what you learned. This will acknowledge you completed the coursework. Simply type your information into the text box here. This written review will NOT be included in your final paper; however, the knowledge gained will be essential for a good grade on the paper. But first, download the student paper submission checklist and use it as a reference when writing and proofreading your paper. Download & save my checklist to your computer:
Student Paper Submission Checklist.pdfDownload Student Paper Submission Checklist.pdf
APA Style Instructions
Complete each of the following activities in any order you choose:
Watch the following video playlist “Perfect Papers, APA Style” in youtube: https://www.youtube.com/playlist?list=PLyIWxhuqxujNsrW7FNzQMDIm1H3xCxLG2Links to an external site.
Visit this APA style website and check out the various pages: https://owl.purdue.edu/owl/research_and_citation/apa_style/apa_formatting_and_style_guide/general_format.htmlLinks to an external site.
How to insert citations and bibliography using Microsoft® Word® tools. Start this video at the 2 minute mark:
Take a free writing class from VVC Writing Center and learn how to write in APA style: www.vvc.edu/tutoring-services/writing-center.shtmlLinks to an external site. Learn how to use Google Scholar to search for scholarly resources:
Complete the template shown below by writing your 3 paragraphs and submitting here in this assignment.TEMPLATE




A. Introduction
B. Conclusion
C. APA Style & Format
EXAMPLE:
Following is an example of the assignment to be submitted and provided as a model. Do not copy the text below, but you can use it as a template. The thesis statement is highlighted in both the introduction and conclusion. Do you see how the conclusion “mirrors” the introduction? It is the same concept, but re-worded and stated in reverse order. The introduction and conclusion are like book ends for your report. DO NOT COPY this example. Ima Student
January 1, 2022
BRE-126-12345 Real Estate Finance
IntroductionThis report highlights my knowledge and qualifications, including both my education and experience with mortgage lending. This report analyzes a financing scenario for borrowers Mickey and Minnie Mouse. In addition, their borrower qualifications are detailed, including credit score, income amount, and work history. Their completed 1003 loan application is included in Appendix A, along with an explanation in the report. Lastly, I recommend the FHA loan program for these borrowers, and explain the advantages and disadvantages. This mortgage loan report demonstrates that I have the capability to accurately assess a borrower’s mortgage loan application in a professional manner.
ConclusionAs detailed in this report, I am confident that I can comprehend and complete the 1003 mortgage loan application correctly, due to my knowledge and skills. In this report, I analyzed a loan financing scenario for the borrowers. Next, I highlight their borrower qualifications, including FICO credit score, income and expenses, as well as work history. The Mouses’ loan application is explained, and then illustrated in Appendix A. In conclusion, after reviewing advantages and disadvantages of various loan programs, I recommend the FHA loan program for these borrowers. This report demonstrates my knowledge and skills in the mortgage lending industry.
APA Style & Formatting ReviewAfter reading the articles and watching the video presentations, I learned several new things about APA formatting. I found out the final paper will need to be written in Times New Roman 12 point font and double-spaced. I also made a note to check my paper using Grammarly and spell-check before submitting it. I downloaded the Student Paper Submission Checklist, which I will use as a guide to ensure my paper meets excellent standards.

Please. respond. to celene w ith. 200. words Discussion 7 Chapters 13 & 14
Celene
March 23, 2024
BRE-126 Real Estate Finances
Huber, W
Chapters# 13-14
Overview
After reading chapters 13 and 14 they are the components of what qualifies the borrowers. In Chapter 13 the process of qualifying a borrower is called underwriting. “Before agreeing to make a real estate loan, a lender will evaluate both the borrower’s ability and willingness to repay the loan and or whether or not the property is of sufficient value to serve as collateral of the loan” (Huber, 2017, p. 337). A loan underwriting is the evaluating process, and the underwriter is the individual conducting the process. To minimize risk the underwriter must ask two fundamental questions to minimize the amount of the lender’s risk.
Key Concepts from Chapter 13
In Chapter 13 I learned that “according to the Federal Home Loan Mortgage Corporation (FHLMC) underwriting mortgage loans is an art, not a science. It cannot be reduced to mathematical formulas but requires sensitive weight of the many aspects of the loan” (Huber, 2017, p. 339). One main aspect the underwriter considers is an income investigation, with this information the conventional lender takes into consideration the borrower’s income sufficient for a loan. When being offered payments of principal, interest, taxes, insurance, and not exceeding 28% of their monthly income.
Key Concept from Chapter 14
When reading Chapter 14 I learned that “qualifying the property involves an analysis of its many features to determine whether it has sufficient value to serve as collateral for a real estate loan- and whether its value can be expected to remain stable in the months and years to come” (Huber, 2017, p. 373). The lender’s perception of value is to make use of Appraisers that are certified and licensed to use their expertise of opinion of market value for each property. Appraisers are required by state and federal law unbiased and inspection of the property.
Key Concept from Chapter 13
The second thing I learned in Chapter 13 is the importance of a monthly income. With it, the income provided can be reliable and likely to meet the requirements. Including borrower’s housing expenses, plus any installment debts, alimony, child support, or maintenance payments, not exceeding 36% of their stable monthly income (Huber, 2017, p. 341). For example: $2,900 (stable monthly income) + $700 (proposed mortgage payment) + $225 (auto payments) + $100 (child support) = $1,025. 1,025/2,900 = .35 total expense-to-income ratio.
Summary These two chapters were very informative. From reading these chapters I can now go back, review, and understand what my underwriter wrote and how they qualified my home. My home was purchased 3 years ago but with me being on this course it has given me a better understanding and perspective in my home-buying journey. I still do not know much but I’m eager to learn more. In addition, I am sure these chapters will be on the California Real Estate Exam.

Part1) w9s1
The table below presents data for all Hispanic Americans and for Mexican Americans, Puerto Rican Americans, and Cuban Americans. Calculate the percent distribution by region for each of the group..Numbers are in 1,000s. For example, all Hispanic population in Northeast is listed as 6,992. This means the population in Northeast is actually 6,992,000 (about 7 million). When you calculate %, you can ignore these 000s. For instance, to find the % of all Hispanic population in Northeast, divide 6,992 by 50,478 and then multiply by 100. The % you get is 13.9%.Hispanic population by region for all Hispanics and Selected Hispanic Groups (in 1000s): 2010 Census.RegionAll Hispanic (number)All Hispanic (%)Mexican (number)Mexican (%)Puerto Rican (number)Puerto Rican (%)Cuban (number)Cuban (%)
Northeast 6,99213.9% 9182,443 197
Midwest 4,662 3,471 435 63
South18,22810,9451,3741,376
West20,59616,464 372 149
Total50,47831,7984,6241,786
..
w9s2
How would you describe the overall distribution of Hispanic Americans in the United States?
w9s3
In several sentences, compare the regional distribution of the three subgroups (Mexican, Puerto Rican, and Cuban) presented in the table.
w9s4
Why do you think the regional distribution pattern appears as it does?
Part 2) Week 9, Reading Assignment
Week 9, Reading AssignmentRead the textbook (Chap 8: Hispanic Americans), the notes and supplementary readings, and take the following quiz.
Description
This quiz tests your understanding of key concepts presented in Chap 8. It contains 22 multiple-choice questions. Take the quiz after you have finished all the other assignments.
Instructions
You can have 1 hour and 45 min to complete this quiz. Once you start taking the quiz, you have to finish it in one setting. Week 9 (Ch 8) Quiz
This quiz tests your understanding of key concepts presented in Chap 8. It contains 22 multiple-choice questions. Take the quiz after you have finished all the other assignments.