Please Note: Once your assignment is submitted and graded, the grade will be fin

Please Note: Once your assignment is submitted and graded, the grade will be final, no re-submissions will be allowed.
Questions:
1. Explain what is hypothecation ? What are negotiable instruments, give one or two examples ? What is a promissory note ?
2. Name the three parties to a Deed of Trust. Describe each party (who are they)? List the six requirements for a valid Deed of Trust (Trust Deed).
3. Explain all the steps that a lender must take to initiate a foreclosure once the borrower defaults.
4. Describe the advantages and disadvantages of the Trust Deed (versus a mortgage).
5 Name and Explain at least four (4) typical “Clauses” used in real estate loans.
6 Define in detail what an Amortized Loan is. What is the difference between a fully amortized loan and a partially amortized loan (whether or not it is a first or second mortgage) ? Does the monthly payment amount change for a fixed rate loan ? Does the dollar amount of the principle balance and interest change each month within that payment ?
7 Explain in detail what are Conventional Loans ?
8 How do Nonconforming Loans differ from Conforming Loans ? Please write in detail the advantages and disadvantages of a 15-year mortgage (versus the more traditional 30-year mortgage).
9 What does LTV stand for ? What is/ has been the traditional percentage LTV for a Conventional Loan, what two other LTV percentages are also acceptable nowadays because of mortgage insurance being required ?
10 Please describe in detail how mortgage insurance works. Is the entire loan amount insured or a certain amount of the loan ? At some point in the future under the right circumstances can mortgage insurance stop ? Yes or No ?

Please Note: Once your assignment is submitted and graded, the grade will be fin

Please Note: Once your assignment is submitted and graded, the grade will be final, no re-submissions will be allowed.
Questions:
1. Explain what is hypothecation ? What are negotiable instruments, give one or two examples ? What is a promissory note ?
2. Name the three parties to a Deed of Trust. Describe each party (who are they)? List the six requirements for a valid Deed of Trust (Trust Deed).
3. Explain all the steps that a lender must take to initiate a foreclosure once the borrower defaults.
4. Describe the advantages and disadvantages of the Trust Deed (versus a mortgage).
5 Name and Explain at least four (4) typical “Clauses” used in real estate loans.
6 Define in detail what an Amortized Loan is. What is the difference between a fully amortized loan and a partially amortized loan (whether or not it is a first or second mortgage) ? Does the monthly payment amount change for a fixed rate loan ? Does the dollar amount of the principle balance and interest change each month within that payment ?
7 Explain in detail what are Conventional Loans ?
8 How do Nonconforming Loans differ from Conforming Loans ? Please write in detail the advantages and disadvantages of a 15-year mortgage (versus the more traditional 30-year mortgage).
9 What does LTV stand for ? What is/ has been the traditional percentage LTV for a Conventional Loan, what two other LTV percentages are also acceptable nowadays because of mortgage insurance being required ?
10 Please describe in detail how mortgage insurance works. Is the entire loan amount insured or a certain amount of the loan ? At some point in the future under the right circumstances can mortgage insurance stop ? Yes or No ?

At the end of your class, you are required to create a project that reflects on

At the end of your class, you are required to create a project that reflects on your personal development. You should consider your project not only a formal academic task but also a personal opportunity to develop and apply your skills in communication, critical thinking, problem-solving, and more. This project will be applied to income-generating commercial real estate, such as leased residential properties, commercial centers, office buildings, warehouses, and commercial towers.
The main content of your project should adhere to the following structure: 1- A brief introduction to the market area, and your subject and comparable properties. Please write this section in your own words and pictures. You cannot use any information from other sources, such as Aqar, haraj, etc. Such practice will result in a mark of zero. Also, make sure your description includes: a- The kind of market area where your subject property is located, including the general characteristics of region, city, and neighborhood. b- The subject property’s data includes site, building, and locational characteristics of your property. c- The specifications of the comparable properties (At least 3 properties) and explain why you selected these particular properties. 2- Using the reconstructed operating statement (Exhibit 8-1), estimate the net operating income (NOI). Describe each element in detail and provide your calculations. 3- Using the direct capitalization and discounted cash flow methods described in Chapter 8, estimate the market value of the subject property. For this part of the project, do not make assumptions regarding the determination of the discount rate and growth rate. I want you to do your research and explain how you arrived at each number. 4- A detailed explanation of any problems or challenges you faced.
i will provide you with all the detiles that you need abou location and subject and comparables

Please Note: Once your assignment is submitted and graded, the grade will be fin

Please Note: Once your assignment is submitted and graded, the grade will be final, no re-submissions will be allowed.
Questions:
CHAPTER 14 – Introduction to Taxation
1. Who is the County Assessor for San Diego County? Who is the County Tax Collector for San Diego County? Yes, you must name the two names !
2. What is an Ad valorem tax?
3. Describe in detail what Proposition 13 is and how property taxes are figured from it.
4. What is the fiscal year for San Diego County? When are property taxes due? When are they delinquent? (For both installments).
5. What are the special assessments, listed on the property tax bill ? Be Specific. Who or what is a Mello-Roos ?

Please Note: Once your assignment is submitted and graded, the grade will be fin

Please Note: Once your assignment is submitted and graded, the grade will be final, no re-submissions will be allowed.
Questions:
CHAPTER 14 – Introduction to Taxation
1. Who is the County Assessor for San Diego County? Who is the County Tax Collector for San Diego County? Yes, you must name the two names !
2. What is an Ad valorem tax?
3. Describe in detail what Proposition 13 is and how property taxes are figured from it.
4. What is the fiscal year for San Diego County? When are property taxes due? When are they delinquent? (For both installments).
5. What are the special assessments, listed on the property tax bill ? Be Specific. Who or what is a Mello-Roos ?

ACTIVITY: Trends in the Real Estate Market (Term Paper Part 4) There are 2 parts

ACTIVITY: Trends in the Real Estate Market (Term Paper Part 4)
There are 2 parts to this assignment. First, you will type your paragraphs into the text box here. Click the “Submit” button. A text box will appear. Type your contact information and then your two paragraphs. Then click the “Submit” button again to submit your text. Secondly, you will upload a document with two charts and/or graphs. It can be any of the following file formats: .doc, .docx, .pdf, .bmp, .png, .jpg, or .gif
Remember, please SAVE a copy of your assignment to a Microsoft Word document or google doc. You will need a copy of it later for your final paper, “Real Estate Economic Forecast,” in which you will analyze the local real estate market and predict the future trends. SCROLL DOWN TO THE END TO VIEW A SAMPLE ASSIGNMENT.
INSTRUCTIONS
Begin with your name, date, and class number at the top of the paper. Write 2 paragraphs about Trends in the Real Estate Market. Each paragraph must be at least 5 sentences long and include at least one citation (page number from the textbook and/or data source).
In the first paragraph, select and respond to only FIVE (5) of the following prompts in complete sentences based on Chapters 9, 10, 11, and/or 12 of the textbook. Do NOT use numbering or bullet points and do NOT include these questions/prompts in your responses:
Discuss which economic conditions influence housing demand (pages 262 – 264).
What is one of the specialized housing markets today (pages 270 – 275)?
Explain the affordability index (page 278) and give an example from a credible website source.
List one type of non-traditional housing (pages 287 – 306) and give an example from a credible website source.
Identify one issue in which agricultural property influences national economics (pages 321 – 324).
Discuss an economic threat to agricultural land (pages 326 – 328).
Identify a specific type of land and explain how it influences state economics (pages 328 – 331).
Evaluate the advantages and disadvantages of real estate investments (page 340).
Compare and contrast the types of locations for commercial property (pages 341 – 344)
How are commercial leases tied to the economy (pages 345 – 348)?
Highlight one type of retail space and explain how it creates supply and satisfies demand in the marketplace (pages 353 – 358).
Who are the various investment parties in commercial real estate (pages 363 – 366)?
In the second paragraph, identify and explain two charts or graphs, based on your own independent research. First, use the Resources below to locate two charts and/or graphs that depict real estate trends that are less than five years old. They can be local area, statewide, or nationwide trends in the real estate market. UPLOAD THE 2 GRAPHS / CHARTS AS A SEPARATE DOCUMENT and then submit your 2 paragraphs in a text box. The illustrations need to be from a scholarly or credible source. Do NOT use numbering or bullet points and do NOT include these questions/prompts in your responses:
Identify the name of your first chart or graph, and explain what it illustrates. Cite your source.
Discuss how this first chart or graph relates to trends in the real estate market.
Identify the name of your second chart or graph, and explain what it illustrates. Cite your source.
Discuss how this second chart or graph relates to trends in the real estate market.
Compare and contrast the two charts and/or graphs by relating how they are similar and/or different from each other.
In the paragraph, cite your sources using APA format. Refer to the “Citations & References” section below. Insert the reference in APA format at the end of both paragraphs. In your term paper, this will be inserted on the References page.
Lastly, UPLOAD YOUR 2 CHARTS AND/OR GRAPHS.
You can either insert into the text box or ATTACH as a separate document. The document to upload can be any of the following file formats: .doc, .docx, .pdf, .bmp, .png, .jpg, or .gif
Citations & References
Here’s how to cite your sources in-text (within the paragraph) and create an APA formatted reference:
https://owl.purdue.edu/owl/research_and_citation/apa_style/apa_formatting_and_style_guide/in_text_citations_the_basics.htmlLinks to an external site.
Enter the website link into the field, “Cite your source automatically in APA” and walk through the process. In the last step, your reference is created for you.
Remember, when you use any sources (other than your own original work), you MUST cite them in your paragraph, and reference them at the end.
Resources
2024 California Housing Forecast by Steven Thomas (CCCREEC Conference):
https://saddleback-edu.zoom.us/rec/share/PHwNQD262X-veeNhlOa7CrRfc9Y-zz0uMGZPpFf_Dcs2BhoYtam2T2KeEKtvbZkN.Hckn5xfVkgsCrJen?startTime=1713549739000Links to an external site.
https://saddleback-edu.zoom.us/rec/share/Gw1RTfXOi2j_km8ZEWZULBWW8QkybmD7ukSZr7R79w9CPmouoCLjczr27CPZFSMW.xYz_9gluD0SpZERs?startTime=1713560473000Links to an external site.
National Association of Realtors Economists’ Outlook
https://www.nar.realtor/blogs/economists-outlookLinks to an external site.
RIS Media
https://www.rismedia.com/category/news/Links to an external site.
CCIM Institute (commercial real estate)
https://www.ccim.com/cire-magazine/issues/fall-2021/Links to an external site.
Real Estate Economics Journal (American Real Estate and Urban Economics Association)
https://onlinelibrary.wiley.com/journal/15406229Links to an external site.
The Journal of Real Estate Finance and Economics
https://www.springer.com/journal/11146Links to an external site.
Journal of Housing Economics
https://www.journals.elsevier.com/journal-of-housing-economicsLinks to an external site.
Journal of Real Estate Literature
https://www.tandfonline.com/journals/rjel20Links to an external site.
Annual Review of Financial Economics
https://www.annualreviews.org/journal/financialLinks to an external site.
International Journal of Economics and Financial Issues
https://www.econjournals.com/index.php/ijefiLinks to an external site.
MDPI – Economies
https://www.mdpi.com/journal/economiesLinks to an external site.
Trends / Charts / Graphs
Bradco High Desert Report (note there are many issues available):
https://thebradcocompanies.com/register/57th-editionLinks to an external site.
California Association of Realtors:
car.org/en/aboutus/mediacenter/newsreleases/2020releases/january2020salesLinks to an external site.
car.org/en/aboutus/mediacenter/news/kotkinreportLinks to an external site.
http://centerforcaliforniarealestate.org/publications/briefs.htmlLinks to an external site.
Gary Keller’s economic report at Keller Williams Family Reunion in 2016:
https://outfront.kw.com/views/vision-2020Links to an external site.
https://netleaseexperts.com/gary-kellers-2016-vision-speech-family-reunionLinks to an external site.
https://netleaseexperts.com/wp-content/uploads/2016/03/Gary-Keller-Vision-Speech-2016-Family-Renunion-KW-Net-Lease-Advisors.pdfLinks to an external site.
EXAMPLE
Below is an example. Do NOT copy the wording, but you can use the structure as a template to follow. The citations are highlighted, but please do not highlight in your assignment.
Name: Ima Student
Date: January 1, 2022
Class: BRE-139-xxxxx
Textbook: Huber, et al., 2016
TRENDS IN THE REAL ESTATE MARKETThis section explores five areas or trends in the real estate market and how they influence the economy. …. is an economic condition that influences housing demand by …. (p. 263). … is a type of non-traditional housing (p. 305)and according to (source), this type of housing is predicted to … in the future. Overall, … is an economic threat to agricultural land because … (pp. 326 – 327). One advantage of real estate investments is … and a disadvantage is … (p. 340). … is a type of retail commercial space is that creates supply and satisfies demand in the marketplace by … (p. 354).
The first chart is titled, “U.S. Existing Home Sales” and illustrates real estate trends …, according to the National Association of Realtors (Hyman, 2021). It relates to trends in the California real estate market because … The second graph “Median Sales Price of Existing Home Sales” depicts how …. and … (Hyman, 2021). Because of … this graph shows … trends in the national real estate market. The chart and the graph are similar in that… and they are different from each other because … Overall, both the chart and the graph are useful in understanding the real estate market trends.
References:
Huber, W., Messick, L. P., & Piva, W. (2016). Real Estate Economics (6th ed.). Covina, CA: Educational Textbook Company.
Hyman, M. (2021, December 22). November 2021 Existing Home Sales Increase for Third Consecutive Month. Retrieved from National Association of Realtors: https://www.nar.realtor/blogs/economists-outlook/n…

ACTIVITY: Trends in the Real Estate Market (Term Paper Part 4) There are 2 parts

ACTIVITY: Trends in the Real Estate Market (Term Paper Part 4)
There are 2 parts to this assignment. First, you will type your paragraphs into the text box here. Click the “Submit” button. A text box will appear. Type your contact information and then your two paragraphs. Then click the “Submit” button again to submit your text. Secondly, you will upload a document with two charts and/or graphs. It can be any of the following file formats: .doc, .docx, .pdf, .bmp, .png, .jpg, or .gif
Remember, please SAVE a copy of your assignment to a Microsoft Word document or google doc. You will need a copy of it later for your final paper, “Real Estate Economic Forecast,” in which you will analyze the local real estate market and predict the future trends. SCROLL DOWN TO THE END TO VIEW A SAMPLE ASSIGNMENT.
INSTRUCTIONS
Begin with your name, date, and class number at the top of the paper. Write 2 paragraphs about Trends in the Real Estate Market. Each paragraph must be at least 5 sentences long and include at least one citation (page number from the textbook and/or data source).
In the first paragraph, select and respond to only FIVE (5) of the following prompts in complete sentences based on Chapters 9, 10, 11, and/or 12 of the textbook. Do NOT use numbering or bullet points and do NOT include these questions/prompts in your responses:
Discuss which economic conditions influence housing demand (pages 262 – 264).
What is one of the specialized housing markets today (pages 270 – 275)?
Explain the affordability index (page 278) and give an example from a credible website source.
List one type of non-traditional housing (pages 287 – 306) and give an example from a credible website source.
Identify one issue in which agricultural property influences national economics (pages 321 – 324).
Discuss an economic threat to agricultural land (pages 326 – 328).
Identify a specific type of land and explain how it influences state economics (pages 328 – 331).
Evaluate the advantages and disadvantages of real estate investments (page 340).
Compare and contrast the types of locations for commercial property (pages 341 – 344)
How are commercial leases tied to the economy (pages 345 – 348)?
Highlight one type of retail space and explain how it creates supply and satisfies demand in the marketplace (pages 353 – 358).
Who are the various investment parties in commercial real estate (pages 363 – 366)?
In the second paragraph, identify and explain two charts or graphs, based on your own independent research. First, use the Resources below to locate two charts and/or graphs that depict real estate trends that are less than five years old. They can be local area, statewide, or nationwide trends in the real estate market. UPLOAD THE 2 GRAPHS / CHARTS AS A SEPARATE DOCUMENT and then submit your 2 paragraphs in a text box. The illustrations need to be from a scholarly or credible source. Do NOT use numbering or bullet points and do NOT include these questions/prompts in your responses:
Identify the name of your first chart or graph, and explain what it illustrates. Cite your source.
Discuss how this first chart or graph relates to trends in the real estate market.
Identify the name of your second chart or graph, and explain what it illustrates. Cite your source.
Discuss how this second chart or graph relates to trends in the real estate market.
Compare and contrast the two charts and/or graphs by relating how they are similar and/or different from each other.
In the paragraph, cite your sources using APA format. Refer to the “Citations & References” section below. Insert the reference in APA format at the end of both paragraphs. In your term paper, this will be inserted on the References page.
Lastly, UPLOAD YOUR 2 CHARTS AND/OR GRAPHS.
You can either insert into the text box or ATTACH as a separate document. The document to upload can be any of the following file formats: .doc, .docx, .pdf, .bmp, .png, .jpg, or .gif
Citations & References
Here’s how to cite your sources in-text (within the paragraph) and create an APA formatted reference:
https://owl.purdue.edu/owl/research_and_citation/apa_style/apa_formatting_and_style_guide/in_text_citations_the_basics.htmlLinks to an external site.
Enter the website link into the field, “Cite your source automatically in APA” and walk through the process. In the last step, your reference is created for you.
Remember, when you use any sources (other than your own original work), you MUST cite them in your paragraph, and reference them at the end.
Resources
2024 California Housing Forecast by Steven Thomas (CCCREEC Conference):
https://saddleback-edu.zoom.us/rec/share/PHwNQD262X-veeNhlOa7CrRfc9Y-zz0uMGZPpFf_Dcs2BhoYtam2T2KeEKtvbZkN.Hckn5xfVkgsCrJen?startTime=1713549739000Links to an external site.
https://saddleback-edu.zoom.us/rec/share/Gw1RTfXOi2j_km8ZEWZULBWW8QkybmD7ukSZr7R79w9CPmouoCLjczr27CPZFSMW.xYz_9gluD0SpZERs?startTime=1713560473000Links to an external site.
National Association of Realtors Economists’ Outlook
https://www.nar.realtor/blogs/economists-outlookLinks to an external site.
RIS Media
https://www.rismedia.com/category/news/Links to an external site.
CCIM Institute (commercial real estate)
https://www.ccim.com/cire-magazine/issues/fall-2021/Links to an external site.
Real Estate Economics Journal (American Real Estate and Urban Economics Association)
https://onlinelibrary.wiley.com/journal/15406229Links to an external site.
The Journal of Real Estate Finance and Economics
https://www.springer.com/journal/11146Links to an external site.
Journal of Housing Economics
https://www.journals.elsevier.com/journal-of-housing-economicsLinks to an external site.
Journal of Real Estate Literature
https://www.tandfonline.com/journals/rjel20Links to an external site.
Annual Review of Financial Economics
https://www.annualreviews.org/journal/financialLinks to an external site.
International Journal of Economics and Financial Issues
https://www.econjournals.com/index.php/ijefiLinks to an external site.
MDPI – Economies
https://www.mdpi.com/journal/economiesLinks to an external site.
Trends / Charts / Graphs
Bradco High Desert Report (note there are many issues available):
https://thebradcocompanies.com/register/57th-editionLinks to an external site.
California Association of Realtors:
car.org/en/aboutus/mediacenter/newsreleases/2020releases/january2020salesLinks to an external site.
car.org/en/aboutus/mediacenter/news/kotkinreportLinks to an external site.
http://centerforcaliforniarealestate.org/publications/briefs.htmlLinks to an external site.
Gary Keller’s economic report at Keller Williams Family Reunion in 2016:
https://outfront.kw.com/views/vision-2020Links to an external site.
https://netleaseexperts.com/gary-kellers-2016-vision-speech-family-reunionLinks to an external site.
https://netleaseexperts.com/wp-content/uploads/2016/03/Gary-Keller-Vision-Speech-2016-Family-Renunion-KW-Net-Lease-Advisors.pdfLinks to an external site.
EXAMPLE
Below is an example. Do NOT copy the wording, but you can use the structure as a template to follow. The citations are highlighted, but please do not highlight in your assignment.
Name: Ima Student
Date: January 1, 2022
Class: BRE-139-xxxxx
Textbook: Huber, et al., 2016
TRENDS IN THE REAL ESTATE MARKETThis section explores five areas or trends in the real estate market and how they influence the economy. …. is an economic condition that influences housing demand by …. (p. 263). … is a type of non-traditional housing (p. 305)and according to (source), this type of housing is predicted to … in the future. Overall, … is an economic threat to agricultural land because … (pp. 326 – 327). One advantage of real estate investments is … and a disadvantage is … (p. 340). … is a type of retail commercial space is that creates supply and satisfies demand in the marketplace by … (p. 354).
The first chart is titled, “U.S. Existing Home Sales” and illustrates real estate trends …, according to the National Association of Realtors (Hyman, 2021). It relates to trends in the California real estate market because … The second graph “Median Sales Price of Existing Home Sales” depicts how …. and … (Hyman, 2021). Because of … this graph shows … trends in the national real estate market. The chart and the graph are similar in that… and they are different from each other because … Overall, both the chart and the graph are useful in understanding the real estate market trends.
References:
Huber, W., Messick, L. P., & Piva, W. (2016). Real Estate Economics (6th ed.). Covina, CA: Educational Textbook Company.
Hyman, M. (2021, December 22). November 2021 Existing Home Sales Increase for Third Consecutive Month. Retrieved from National Association of Realtors: https://www.nar.realtor/blogs/economists-outlook/n…

ACTIVITY: Trends in the Real Estate Market (Term Paper Part 4) There are 2 parts

ACTIVITY: Trends in the Real Estate Market (Term Paper Part 4)
There are 2 parts to this assignment. First, you will type your paragraphs into the text box here. Click the “Submit” button. A text box will appear. Type your contact information and then your two paragraphs. Then click the “Submit” button again to submit your text. Secondly, you will upload a document with two charts and/or graphs. It can be any of the following file formats: .doc, .docx, .pdf, .bmp, .png, .jpg, or .gif
Remember, please SAVE a copy of your assignment to a Microsoft Word document or google doc. You will need a copy of it later for your final paper, “Real Estate Economic Forecast,” in which you will analyze the local real estate market and predict the future trends. SCROLL DOWN TO THE END TO VIEW A SAMPLE ASSIGNMENT.
INSTRUCTIONS
Begin with your name, date, and class number at the top of the paper. Write 2 paragraphs about Trends in the Real Estate Market. Each paragraph must be at least 5 sentences long and include at least one citation (page number from the textbook and/or data source).
In the first paragraph, select and respond to only FIVE (5) of the following prompts in complete sentences based on Chapters 9, 10, 11, and/or 12 of the textbook. Do NOT use numbering or bullet points and do NOT include these questions/prompts in your responses:
Discuss which economic conditions influence housing demand (pages 262 – 264).
What is one of the specialized housing markets today (pages 270 – 275)?
Explain the affordability index (page 278) and give an example from a credible website source.
List one type of non-traditional housing (pages 287 – 306) and give an example from a credible website source.
Identify one issue in which agricultural property influences national economics (pages 321 – 324).
Discuss an economic threat to agricultural land (pages 326 – 328).
Identify a specific type of land and explain how it influences state economics (pages 328 – 331).
Evaluate the advantages and disadvantages of real estate investments (page 340).
Compare and contrast the types of locations for commercial property (pages 341 – 344)
How are commercial leases tied to the economy (pages 345 – 348)?
Highlight one type of retail space and explain how it creates supply and satisfies demand in the marketplace (pages 353 – 358).
Who are the various investment parties in commercial real estate (pages 363 – 366)?
In the second paragraph, identify and explain two charts or graphs, based on your own independent research. First, use the Resources below to locate two charts and/or graphs that depict real estate trends that are less than five years old. They can be local area, statewide, or nationwide trends in the real estate market. UPLOAD THE 2 GRAPHS / CHARTS AS A SEPARATE DOCUMENT and then submit your 2 paragraphs in a text box. The illustrations need to be from a scholarly or credible source. Do NOT use numbering or bullet points and do NOT include these questions/prompts in your responses:
Identify the name of your first chart or graph, and explain what it illustrates. Cite your source.
Discuss how this first chart or graph relates to trends in the real estate market.
Identify the name of your second chart or graph, and explain what it illustrates. Cite your source.
Discuss how this second chart or graph relates to trends in the real estate market.
Compare and contrast the two charts and/or graphs by relating how they are similar and/or different from each other.
In the paragraph, cite your sources using APA format. Refer to the “Citations & References” section below. Insert the reference in APA format at the end of both paragraphs. In your term paper, this will be inserted on the References page.
Lastly, UPLOAD YOUR 2 CHARTS AND/OR GRAPHS.
You can either insert into the text box or ATTACH as a separate document. The document to upload can be any of the following file formats: .doc, .docx, .pdf, .bmp, .png, .jpg, or .gif
Citations & References
Here’s how to cite your sources in-text (within the paragraph) and create an APA formatted reference:
https://owl.purdue.edu/owl/research_and_citation/apa_style/apa_formatting_and_style_guide/in_text_citations_the_basics.htmlLinks to an external site.
Enter the website link into the field, “Cite your source automatically in APA” and walk through the process. In the last step, your reference is created for you.
Remember, when you use any sources (other than your own original work), you MUST cite them in your paragraph, and reference them at the end.
Resources
2024 California Housing Forecast by Steven Thomas (CCCREEC Conference):
https://saddleback-edu.zoom.us/rec/share/PHwNQD262X-veeNhlOa7CrRfc9Y-zz0uMGZPpFf_Dcs2BhoYtam2T2KeEKtvbZkN.Hckn5xfVkgsCrJen?startTime=1713549739000Links to an external site.
https://saddleback-edu.zoom.us/rec/share/Gw1RTfXOi2j_km8ZEWZULBWW8QkybmD7ukSZr7R79w9CPmouoCLjczr27CPZFSMW.xYz_9gluD0SpZERs?startTime=1713560473000Links to an external site.
National Association of Realtors Economists’ Outlook
https://www.nar.realtor/blogs/economists-outlookLinks to an external site.
RIS Media
https://www.rismedia.com/category/news/Links to an external site.
CCIM Institute (commercial real estate)
https://www.ccim.com/cire-magazine/issues/fall-2021/Links to an external site.
Real Estate Economics Journal (American Real Estate and Urban Economics Association)
https://onlinelibrary.wiley.com/journal/15406229Links to an external site.
The Journal of Real Estate Finance and Economics
https://www.springer.com/journal/11146Links to an external site.
Journal of Housing Economics
https://www.journals.elsevier.com/journal-of-housing-economicsLinks to an external site.
Journal of Real Estate Literature
https://www.tandfonline.com/journals/rjel20Links to an external site.
Annual Review of Financial Economics
https://www.annualreviews.org/journal/financialLinks to an external site.
International Journal of Economics and Financial Issues
https://www.econjournals.com/index.php/ijefiLinks to an external site.
MDPI – Economies
https://www.mdpi.com/journal/economiesLinks to an external site.
Trends / Charts / Graphs
Bradco High Desert Report (note there are many issues available):
https://thebradcocompanies.com/register/57th-editionLinks to an external site.
California Association of Realtors:
car.org/en/aboutus/mediacenter/newsreleases/2020releases/january2020salesLinks to an external site.
car.org/en/aboutus/mediacenter/news/kotkinreportLinks to an external site.
http://centerforcaliforniarealestate.org/publications/briefs.htmlLinks to an external site.
Gary Keller’s economic report at Keller Williams Family Reunion in 2016:
https://outfront.kw.com/views/vision-2020Links to an external site.
https://netleaseexperts.com/gary-kellers-2016-vision-speech-family-reunionLinks to an external site.
https://netleaseexperts.com/wp-content/uploads/2016/03/Gary-Keller-Vision-Speech-2016-Family-Renunion-KW-Net-Lease-Advisors.pdfLinks to an external site.
EXAMPLE
Below is an example. Do NOT copy the wording, but you can use the structure as a template to follow. The citations are highlighted, but please do not highlight in your assignment.
Name: Ima Student
Date: January 1, 2022
Class: BRE-139-xxxxx
Textbook: Huber, et al., 2016
TRENDS IN THE REAL ESTATE MARKETThis section explores five areas or trends in the real estate market and how they influence the economy. …. is an economic condition that influences housing demand by …. (p. 263). … is a type of non-traditional housing (p. 305)and according to (source), this type of housing is predicted to … in the future. Overall, … is an economic threat to agricultural land because … (pp. 326 – 327). One advantage of real estate investments is … and a disadvantage is … (p. 340). … is a type of retail commercial space is that creates supply and satisfies demand in the marketplace by … (p. 354).
The first chart is titled, “U.S. Existing Home Sales” and illustrates real estate trends …, according to the National Association of Realtors (Hyman, 2021). It relates to trends in the California real estate market because … The second graph “Median Sales Price of Existing Home Sales” depicts how …. and … (Hyman, 2021). Because of … this graph shows … trends in the national real estate market. The chart and the graph are similar in that… and they are different from each other because … Overall, both the chart and the graph are useful in understanding the real estate market trends.
References:
Huber, W., Messick, L. P., & Piva, W. (2016). Real Estate Economics (6th ed.). Covina, CA: Educational Textbook Company.
Hyman, M. (2021, December 22). November 2021 Existing Home Sales Increase for Third Consecutive Month. Retrieved from National Association of Realtors: https://www.nar.realtor/blogs/economists-outlook/n…

Please Note: Once your assignment is submitted and graded, the grade will be fi

Please Note: Once your assignment is submitted and graded, the grade will be final, no re-submissions will be allowed.
Questions:
CHAPTER 13 – Land-Use Planning, Subdivisions, Fair Housing and Other Public Controls
1. Briefly describe the Unruh Civil Rights Act, the Rumford Act and the Holden Act. Name an activity that each law prohibits. Why are these laws important to real estate agents?
2. What is the Subdivision Map Act? What is the Subdivided Lands Law? Who administers these laws?
3. Which Act in Question 2 above requires the issuance of a public report?
4. Explain the following terms: General Plan, Police Power & Zoning, be specific.
5. Name the three most influential methods that local governments have for controlling land use. Hint: categorized under police power enactments.

Please Note: Once your assignment is submitted and graded, the grade will be fi

Please Note: Once your assignment is submitted and graded, the grade will be final, no re-submissions will be allowed.
Questions:
CHAPTER 13 – Land-Use Planning, Subdivisions, Fair Housing and Other Public Controls
1. Briefly describe the Unruh Civil Rights Act, the Rumford Act and the Holden Act. Name an activity that each law prohibits. Why are these laws important to real estate agents?
2. What is the Subdivision Map Act? What is the Subdivided Lands Law? Who administers these laws?
3. Which Act in Question 2 above requires the issuance of a public report?
4. Explain the following terms: General Plan, Police Power & Zoning, be specific.
5. Name the three most influential methods that local governments have for controlling land use. Hint: categorized under police power enactments.