Category: Financial Management

Overview
In this journal, you will discuss the ethical considerations faced in your role as a financial advisor for your selected client. Begin by reviewing the CFA Institute’s Code of Ethics and Standards of Professional Conduct, which can be found in the module resources. Then, review the additional links about further ethical considerations for finance professionals—particularly ethical considerations with the use of artificial intelligence (AI).
Directions
In your journal, discuss the link between your adherence to a code of ethics and the performance of your duties as an investment professional working specifically for the client in this case. Address the questions below.
Specifically, you must address the following rubric criteria:
What are your observations on the applicability of the code so far in managing the portfolio? Based on this client’s risk tolerance and goals, are you able to maintain a fiduciary standard for managing their portfolio?
What ethical concerns do you see arising from AI for financial professionals? How might these concerns affect the client and you in this case?
Will you be refining any methods used to date based on these ethical concerns?
Client overview is attached
Portfolio Structure
• 45% in High-Growth US Stocks like ASML, Enphase Energy, and Amgen, each with 15% allocations of the total investment, which combines to give an FV of $1,224,838.
• Thematic EFTs are 30% of the total investment with two ETFs, namely VanEck Vectors Rare Earth ETF and First Trust Cloud Computing ETF, with 15% each for investment, and due to its ability to capitalize on future technology trends, the estimated FV of these would be $852,649.
• Two International Growth stocks, Mercado Libre and Li Auto, with 7.5% each investment, provide a return in the future amounting to $626,539.
• Alternative investment through iShares US Technology ETF and Global X US Preferred ETF with an investment of 5% each provides stability and contributes $289,820.

You are required to conduct an Operations Management Audit of a selected company. To develop insight, it is advised to use no less than 3 years’ annual reports. This is a individual exercise and projects ought to reflect your management perspectives despite the use of comparable companies. The selected company can be public or private. The grade of the assignment is 40%. Good responses would not merely calculate ratios correctly but would understand the implications of the ratios on the Operations Management Model and develop possible ways to improve productivity.
What will be assessed:
1.
The correct use of productivity and profitability ratios. A comparative analysis each year of said ratios with an understanding of why you used selected ratios of choice. Moreover, an application of the results to interpret specific aspects of the organization.
15 Marks
2.
An analysis of the notes/public information of the organization given the findings of the financial analysis. Demonstrate the ability to understand the contextual and environmental challenges of the company.
15 Marks
3.
Identification of the 3 core areas of the organization and a demonstration of how they interact with each other. Which function takes precedence and justify your response? Select an international company to benchmark against and convince your reader why this might be a good strategy.
15 Marks
4.
As the operations manager, given your new insights, which areas would you seek to address identified issues and how would you go about it given the unpredictable competitive environment. Minimum 3 recommendations.
15 Marks
This is an individual project worth 70% of your course work mark. Formatting guidelines as follows:
1.
Font Size 12, Times New Roman.
2.
Where appropriate use references, minimum 3.
3.
Report length should not exceed 8 pages, excluding cover page.
4.
Diagrams, tables, charts are encouraged.
5.
Reflection – no more than 1 page. 2 paragraphs on average.
10 Marks

Advanced Medical Technology: Pro Forma Forecast Statements
Read the Harvard Business School Publication Case: Advanced Medical Technology Corporation. After reading and analyzing the case facts and financial documentations, complete the following:
Create Pro Forma Income Statement Forecasting for the 3 years following the historical income statement data provided in the case.
Create Pro Forma Balance Sheet Forecasting for the 3 years following the historical income statement data provided in the case.
Answer the following series of questions regarding the case content. Please be sure to have at least 2 or 3 viable paragraphs to answer each bullet point series of questions. Therefore, you should have a minimum of 4 paragraphs to answer the questions below.
What are the market, competitive, competitive, and operating characteristics of Advanced Medical Technology Corporation (AMT)? Consider the following when answering this question: what have been the most important financial characteristics over the most recent three years (data provided by case)?
Is this an attractive opportunity for Tim Winter, the loan officer of the Western National Bank? Discuss the following when answering this question: Will AMT be able to service the loan? Will Biological Labs support AMT if it encounters financial difficulties? What value would be received if AMT were forced into liquidation? How easy will it be to work with Mr. Haskins?
Assignment Guidelines:
Please see Chapter 3 (specifically textbook pages 79-93) to review instructions and formulas for creating Pro Forma Forecasting Statements. If you decide to use an Excel Spreadsheet to create these Pro Forma Forecasting Statements, please see page 91 of the textbook. However, you do have free range to use any outside sources or templates to create these Forecasting Statements.
Pro Forma Forecasting Statements can be formatted as a word document, excel sheet, or uploaded as a pdf file.
See the Case Project Rubric
Or download the rubric here Case Project Rubric.pdf
Please click here to review instructions on how to submit your assignment.

For this milestone, submit a draft of the client presentation you will complete for Component 2 of the final project. Use PowerPoint to document the portfolio of stocks. The presentation should outline an investor policy statement to be reviewed with the client, specifying your responsibilities as a financial advisor and the client’s expectations regarding portfolio strategies, asset allocation, risk tolerance, liquidity, the time horizon for the relationship, and other requirements. Component 2 requires audio with your presentation. Only PowerPoint’s audio recording tool should be used for the recorded narration. For this milestone, you can include either audio or speaker notes, but you must include audio for your final submission.
Directions
For this draft presentation, include as many of the criteria required by Component 2 as possible.
Specifically, you must address the following rubric criteria:
Client Presentation: For the second of the three capstone components, you will develop a professional-quality visual presentation (with audio) conveying the results of your portfolio research and analysis to the client. The presentation should clearly lay out an investor policy statement to be reviewed with the client, specifying your responsibilities as a financial advisor and the client’s expectations regarding portfolio strategies, asset allocation, risk tolerance, liquidity, the time horizon for the relationship, and other requirements. It should also provide an overview of the portfolio, including your recommendations and rationale, the rate of return, and the total forecasted earnings of the client over the specified time horizon. Discuss the ethical and compliance requirements incumbent upon an investment professional acting as a fiduciary responsible for the stewardship of client assets. Conclude your presentation by suggesting next steps, including additional products the client might be interested in.
Remember that you are presenting to a client who has hired you for your expertise but who is unlikely to understand technical jargon. Use appropriate language that is both brief and clear in order to ensure that the client fully understands your financial advice.
What to Submit
Include as many criteria of the client presentation (Component 2) as possible. This component will be submitted as an 8- to 10-slide presentation using PowerPoint. Include at least three sources, which should be cited according to APA style. Your supporting research should be as up to date as possible. Any news stories, press releases, or additional sources must be dated within the last 60 days. Company data should be no more than one year old. Using older data may result in being asked to resubmit your work.
Create a powerpoint off of the paper that has been attached

Before you begin, review the Project Case Study provided in the Supporting Materials section. Then, using your financial calculator, calculate and address each of the following in a minimum of 3–6 sentences using the template provided. Include an appendix to show your detailed calculations and cite them appropriately. For example, “Funding needed is 3.340 USD (see Appendix A).”
Using the annuity method, perform the time value of money calculations to determine the client’s retirement funding needs. Address the following in your response and include any assumptions used in making your recommendations:
The client’s total retirement funding need at retirement age
The annual savings required to meet the retirement goal
Using the uneven cash-flow method for multiple children, perform the time value of money calculations to determine the client’s educational funding needs. Address the following in your response and include any assumptions used in making your recommendations:
Net present value (NPV) of the total funding need
The annual savings required to meet the education goal
Propose budget recommendations that fit with the client’s financial data that address the opportunities identified. Address the following in your response and include any assumptions used in making your recommendations:
Financing strategies
Debt management
Cash-flow management
Income
Expenses
What to Submit
Submit your milestone using the Milestone Two Template, addressing each element in a minimum of 3–6 sentences. Sources should be cited according to APA style.

TOPIC DEFINITION:
Three groups are affected by the cost of healthcare. These are:
The Payer.
The Provider.
The Patient.
For your project, I want each student to consider and include information related to:
The various causes for the increase in the cost of providing health care for the American public.
How each group listed above is affected by the rising cost of health care.
How payers attempt to control their expenses related to paying for the cost of health care for their customers.
How providers attempt to control the cost of providing care for their patients.
What the patient can do to control their need for, and cost of obtaining the health care they need.
PROJECT REQUIREMENTS:
You must have at least 5 scholarly references for your project.
Grading Rubric for Term Project
Defining the causes of the increased cost of health care.
Defining how each group is affected by the increasing cost of health care.
Defining how payers and providers attempt to control their costs.
Defining how patients can help control their need for, and their cost in obtaining the health care they need.

For this milestone, submit a draft of the client presentation you will complete for Component 2 of the final project. Use PowerPoint to document the portfolio of stocks. The presentation should outline an investor policy statement to be reviewed with the client, specifying your responsibilities as a financial advisor and the client’s expectations regarding portfolio strategies, asset allocation, risk tolerance, liquidity, the time horizon for the relationship, and other requirements. Component 2 requires audio with your presentation. Only PowerPoint’s audio recording tool should be used for the recorded narration. For this milestone, you can include either audio or speaker notes, but you must include audio for your final submission.
Directions
For this draft presentation, include as many of the criteria required by Component 2 as possible.
Specifically, you must address the following rubric criteria:
Client Presentation: For the second of the three capstone components, you will develop a professional-quality visual presentation (with audio) conveying the results of your portfolio research and analysis to the client. The presentation should clearly lay out an investor policy statement to be reviewed with the client, specifying your responsibilities as a financial advisor and the client’s expectations regarding portfolio strategies, asset allocation, risk tolerance, liquidity, the time horizon for the relationship, and other requirements. It should also provide an overview of the portfolio, including your recommendations and rationale, the rate of return, and the total forecasted earnings of the client over the specified time horizon. Discuss the ethical and compliance requirements incumbent upon an investment professional acting as a fiduciary responsible for the stewardship of client assets. Conclude your presentation by suggesting next steps, including additional products the client might be interested in.
Remember that you are presenting to a client who has hired you for your expertise but who is unlikely to understand technical jargon. Use appropriate language that is both brief and clear in order to ensure that the client fully understands your financial advice.
What to Submit
Include as many criteria of the client presentation (Component 2) as possible. This component will be submitted as an 8- to 10-slide presentation using PowerPoint. Include at least three sources, which should be cited according to APA style. Your supporting research should be as up to date as possible. Any news stories, press releases, or additional sources must be dated within the last 60 days. Company data should be no more than one year old. Using older data may result in being asked to resubmit your work.
Create a powerpoint off of the paper that has been attached

Before you begin, review the Project Case Study provided in the Supporting Materials section. Then, using your financial calculator, calculate and address each of the following in a minimum of 3–6 sentences using the template provided. Include an appendix to show your detailed calculations and cite them appropriately. For example, “Funding needed is 3.340 USD (see Appendix A).”
Using the annuity method, perform the time value of money calculations to determine the client’s retirement funding needs. Address the following in your response and include any assumptions used in making your recommendations:
The client’s total retirement funding need at retirement age
The annual savings required to meet the retirement goal
Using the uneven cash-flow method for multiple children, perform the time value of money calculations to determine the client’s educational funding needs. Address the following in your response and include any assumptions used in making your recommendations:
Net present value (NPV) of the total funding need
The annual savings required to meet the education goal
Propose budget recommendations that fit with the client’s financial data that address the opportunities identified. Address the following in your response and include any assumptions used in making your recommendations:
Financing strategies
Debt management
Cash-flow management
Income
Expenses
What to Submit
Submit your milestone using the Milestone Two Template, addressing each element in a minimum of 3–6 sentences. Sources should be cited according to APA style.

Read Chapter 1 and Do ‘Review Questions’ 1-4 of the text
MF assignement #1.png MF assignement #1.png

Capstone Component 1: Portfolio Research and Analysis Paper
For the first capstone component, you will research and analyze a comprehensive financial portfolio composed of at least five securities designed to meet your selected client’s investment needs. (At least one security must be an equity for a publicly traded, U.S.-based global corporation for which you will perform a competitor analysis.) The paper should cover the risk-adjusted return and volatility for each security and for the portfolio as a whole, based on your research and the observed performance of the instruments during the course. You must also provide the rationale for each selection. In addition, provide the projected value of the portfolio at the end of the client’s investment period and the assumptions underlying that projection. Include any tax implications of your suggestions. You should also suggest a reasonable and compliant timeframe in which to review the portfolio in the future and make adjustments as needed given new market conditions.
Remember that to fulfill your fiduciary duties in serving the best interest of your client, your portfolio research and analysis paper will need to be succinct, clear, and well supported throughout by reliable research and credible evidence.
Your paper should include the following sections:
Executive Summary. Provide a brief overview of the key findings and recommendations from your portfolio analysis and research.
Portfolio Analysis. Research and analyze a portfolio of at least five securities using a portfolio strategy (value, growth, etc.) and risk-tolerance level appropriate to the needs and return requirements of your client. For each security in the portfolio, provide a financial analysis covering the associated risk, return, and tax implications. In addition, provide a clear assessment of the strengths, weaknesses, opportunities, and threats of any companies whose stock is included in the portfolio. Assess the alpha, beta, and intrinsic value for each equity security and for the portfolio as a whole based on your analysis. Use the capital asset pricing model (CAPM) to develop the return for each equity security. Provide a well-supported rationale for why each security is included and how it aligns with client objectives, including an assessment of any preferential factors the client might be concerned about such as market share, innovation, and sustainability practices.
Competitive Analysis. Research at least one publicly traded, U.S.-based global company in more depth, comparing its performance and value with a close competitor. (If your portfolio includes more than one company that meets these specifications, select the one you think would be of most interest to the client.) The goal is to analyze investment alternatives with a focus on better serving the client. The competitive analysis must include, but is not limited to, the criteria described below.
Compare key ratios of financial performance and health at the selected company and its peer competitor. Consider, at a minimum, the following measures:
Profitability, including return on equity (ROE) and net profit margin
Liquidity, including the current ratio
Debt management, including the debt-to-equity ratio
Market, including earnings per share and price earnings ratio
You may include other ratios and indicators as appropriate.
Analyze what the key ratios for the two companies suggest about their respective organizational goals and objectives both now and in the future.
Compare newsworthy events (such as salient industry or economic events, policy or political changes, and natural disasters) that have affected (or may affect) one or both companies. Discuss how the events affected (or are likely to affect) strategic goals and financial planning within the two organizations and how that, in turn, may affect investor returns.
Evaluate the alpha and beta for each company’s stock.
Assess the merit of the selected company as an investment in the global context as compared to the peer company selected. In other words, which company is a better investment for the client? Why?
Estimated Return and Value. Estimate the rate of return for the portfolio as a whole and perform a multi-period net present value analysis based on the client’s investment time horizon. Discuss the expected rate of inflation.
Conclusions. Specify any takeaway message for the client based on your research and the securities’ observed performance. Do you stand by your initial selections? Why, or why not? Be transparent about any assumptions you have made, how confident you are in those assumptions, how changes in those assumptions might affect portfolio performance, as well as when it might be appropriate to review the portfolio again to make any needed adjustments.
Your portfolio research and analysis paper (Component 1) should be about 25 pages in length, including visual aids (plus a cover page and references). Use double spacing, 12-point Times New Roman font, and one-inch margins. Calculations should be provided in an appendix, with appropriate references in the body of the analysis. You may also include illustrations, graphs, charts, and other nontextual materials as appropriate to support your analysis.
Client overview is attached