Category: Financial Management

You have just won the Strayer Lottery jackpot of $11,000,000. You will be paid in 26 equal annual installments beginning immediately. If you had the money now, you could invest it in an account with a quoted annual interest rate of 9% with monthly compounding of interest.
Calculate the present value of the payments you will receive. Show your calculations using formulas in your paper or in an attached spreadsheet file.
Explain why there is a difference between the present value of the Strayer lottery jackpot and the future value of the 26 annual payments based on your calculations and the information provided.
Compare the information about risk and return indicated by different bond ratings. Support your answer with references to research.
Use various bond websites to locate one of each of the following bond ratings: AAA, BBB, CCC, and D. Research the differences between the bond ratings, the required interest rates, and the risk. List the websites used as sources for this research.
Identify the strengths and weaknesses of each rating.

For this assignment, Career Movers will complete the Percipio activity Competencies Self-Assessment-Lead Yourself to identify areas of strengths and opportunities for professional development. This self-assessment will guide you in your professional development by analyzing your competencies in seven key areas, which were described in the Week 4 Lesson.
To begin, open and save the attached Lead Yourself Self Assessment PDFLinks to an external site. to your computer. Name your file: SelfAssessmentLASTname.pdf.
Carefully review the definition of each competency and the key characteristics. Select the self-rating response from each drop-down choice that reflects your current practices. Save your responses.
Once you have completed the entire self-assessment, select two individual competencies you would like to focus on for further development.
Write a one-page, double-spaced essay in Microsoft Word describing two competencies from this self-assessment where you would like to focus your further professional development and explain your specific plan for improvement. Check your writing for correct spelling and grammar.

The textbook to be referenced:
(H) Financial Management: Principles and Applications
Sheridan Titman, Arthur J. Keown & John D. Martin, 2018
Pearson
ISBN.13: 978-0-134-41721-9

Consider the annual reports of Vodafone and BT for 2021 and 2022.
Using the financial ratios, presented below, you are required to
1) critically evaluate the financial statements individually across the 2-year period and cross-sectionally (i.e. company by company) and identify their main strengths and weaknesses, and
2) make recommendations for future improvement.
Note: you are expected to comment on the change of company financial performance (income statement) and position (balance sheet) during the 2-year period of examination by looking at the main accounts and how they have changed (information may be taken from the notes to the accounts).

Profitability Ratios

Return on capital employed

Net profit before interest and taxation x 100
Share capital + Reserves + Long-term loans

Efficiency Ratios

Average settlement period for debtors

Trade debtors x 365
Credit sales

Average settlement period for creditors

Trade creditors x 365
Credit purchases

Liquidity Ratios

Current ratio

Current assets
Current liabilities (creditors due within one year)

Gearing Ratios

Gearing ratio

Long-term liabilities x 100
Share capital + Reserves + Long-term liabilities

Investment Ratios

Dividend yield ratio

Dividend per share x 100
Market value per share

Price/earnings ratio (P/E)

Market value per share
Earnings per share

Create Mountain Hazelnuts stakeholder map and funding analysis spreadsheet. Use the template provided Which is the excel sheet.
Consider the following:
a. When building out the spreadsheet analysis, assume you have 3 different investors & divide up the cash flows from MH to optimize MH’s value.
1. Investor is a socially conscious foundation willing to invest $2.5 million, happy to have no return but wants principal back within 3 years of investment.
2. Investor is a socially conscious investor willing to invest $10 million at an interest rate of 5% for 10 years.
3. Investor is a Venture investor willing to invest rest of funds needed for a 35% return on capital invested.
4. Investor is a local financial institution that will lend you up to $1 at an interest rate of 3% for up to seven years.
All investors are willing to be paid with balloon payments of principal at the end of the loan, allow for no penalty pre-payments and want interest paid annually.
b. Create a stakeholder analysis
c. Finally consider the benefits this venture provides to these stakeholders; for example calculate how meaningful the revenues form this venture will be to the local farmers. Also consider the benefits for the government.