Category: Finance

question 1
An“interest-only” mortgage is made for $80,000 at 10 percent interest for 10 years. The lender and borrower agree that monthly payments will be constant and will require no loan amortization.
a. What will the monthly payments be?
b. What will be the loan balance after 5 years?
c. If the loan is repaid after 5 years, what will be the yield to the lender?
question 2
A partially amortizing loan for $90,000 for 10 years is made at 6 percent interest. The lender and borrower agree that payments will be monthly and that a balance of $20,000 will remain and be repaid at the end of year 10. Assuming 2 points are charged by the lender, what will be the yield if the loan is repaid at the end of year 10?
question 3.
A basic ARM is made for $200,000 at an initial interest rate of 6 percent for 30 years with an annual reset date. The borrower believes that the interest rate at the beginning of year (BOY) 2 will increase to 7 percent.
Assuming that a fully amortizing loan is made, what will monthly payments be during year1?
Based on (a) what will the loan balance be at the end of year (EOY)1?
Given that the interest rate is expected to be 7 percent at the beginning of year 2, what will monthly payments be during year 2?
What will be the loan balance at the EOY2?

See the attached documents for the corresponding questions.
1. See Q3 attachement
2. See q4 attachment
3. See Q5 Attachment
4. See Q6 Attachment.

I have an assignment, and I will write down everything was mentioned by the instructor, including the files.
Financial Statement analysis, also otherwise known as financial analysis is a process that refers to analyzing the financial statements of an organization with the objective of ascertaining the financial situation of a business and thereafter making informed decisions regarding the business based on sound financial information.
Task requirements:
Choose two or more companies from same industry from FTSE 100. https://www.londonstockexchange.com/indices/ftse-100/constituents/table
Compare two or more years of their financial statements.
The analysis should be presented in tables and graphs such as pie, line and bars chart.
The analysis should be critically review and the consequences of historical data.
Professional experts conduct it in the field by assessing financial reports prepared for a financial year. So, what is financial statement analysis? It studies accounting ratios involved in financial transactions mentioned in a balance sheet.
The following ratios are included in a financial statement analysis:
Asset utilization ratio
Leverage ratio
Valuation ratio
Profitability ratio
Liquidity ratio
Market Prospect Ratios
Market benchmarks

JUST A 1 Q ; Pleasa write all the answers in the file , avoid plagiarism , the work should be in your own woeds , writie references.

Comments from Customer
FYI the project must be completedd on excel, which I have attached and the “solver” function on excel must be utilized as well.

Objective:
To critically analyze the ESG (Environmental, Social, and Governance)
performance of selected UAE banks for 2022, evaluating their transparency,
comprehensiveness, and alignment with international ESG standards. ( Aramco )
Tasks:
1. Overview and Introduction (10%)
• Briefly introduce the selected UAE banks and their ESG initiatives for
2022. ( Aramco )
• Highlight the key objectives and highlights from their ESG reports.
2. Environmental Analysis (30%)
• Evaluate the environmental initiatives of the selected UAE banks,
focusing on:
• Carbon emissions reduction targets
• Energy consumption and renewable energy usage
• Waste management and recycling practices
3. Social Analysis (30%)
• Examine the social initiatives of the selected UAE banks, including:
• Employee welfare and diversity programs
• Community engagement and philanthropic activities
• Financial inclusion and customer relations
4. Governance Analysis (30%)
Assess the corporate governance structure and practices of the selected
UAE banks, focusing on:
• Board composition and independence
• Executive compensation and incentives
• Ethical conduct, risk management, and compliance
Guidelines:
• This is an individual assignment and no bank or company should be
repeated. ( Aramco )
• Choose Bank or a UAE based company which has ESG report of 2022 or
2023. ( Aramco )
• Your assignment should be 1000-1200 words.
• Use the ESG reports of the selected UAE banks, academic references, and
other credible sources for analysis.
• Ensure proper citation and referencing using a recognized style.
• Include relevant tables, charts, or graphs to support your analysis.
Assessment Criteria:
1. Depth and quality of ESG analysis.
• Critical evaluation of the selected UAE banks’ ESG initiatives.
• Clarity, coherence, and organization of the assignment.
• Submission Deadline: [Insert Date]
2. Submission Format:
• Typed document in Microsoft Word or PDF format.
• Submit via [online platform/email].
• Include name, student ID, and assignment title on the first page.
• Note: Late submissions may be penalized. Proofread for errors before
submission.
the company about ( Aramco )

It′s a data project for a finance class. I just need to get done most parts. Its 4 of them if the 3 can be done that is great. Check the Instructions first before I submit the rest of the sources.

I have completed 90% of the work. I just need you to check the paper and add specific key points and edit the word count to be from 3,000 to 3,300 (excluding tables, titles, graph labels, and subtitles). What must be included are the things highlighted in orange in the excel sheet, which is around 400 – 600 words, they must be included in details, with academic sources (APA citaion, added to the reference list). Below is assignment brief to make it more clear:
To answer the questions below, you must choose one “Global Systemically Important Financial Institution” to provide examples using their latest Annual and Pillar 3 reports. When answering both questions, you are required to demonstrate how the risks within each question interact.
1) In the context of international regulatory frameworks and systemic risk management, analyse the effectiveness of measurement and management techniques employed by the banks′ asset-liability committees (ALCOs) in mitigating interest rate and foreign exchange risk?
(1500 Words, 50 Marks)
2) Utilising literature, regulatory risk guidelines, critically assess your selected bank′s operational and enterprise risk management performance in the current dynamic banking environment. Additionally, develop a fraud risk assessment, drawing insights from real-world instances and anticipating potential exposures in the future.
(1500 Words, 50 Marks)
I will upload my completed paper once the teacher is chosen: CitiGroup bank.

check grammer and punctuation and spelling. also review the information to see if everything is correct and the right information is present.

I need these problems solved and I have a formula sheet attached . Need all work shown . Thanks
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