Category: Finance

– Market Segment (3 Slides)
a. Identify the industry the company is in
b. Identify the company’s position in the market
c. Identify the company’s competitors
– Financials (Review Annual Report) (4 Slides)
a. Give a two year summary of the company’s sales
b. Give a two year summary of the stock position (up/down) and why?
c. Identify dividends (do they give dividends; if so, has the amount gone up/down and why?
– Conclusions (4 Slides)
a. Explain your thoughts on where the company can grow and state any recommendations
1. How to increase sales & profits
2. Improve cash flows (Changing inventory practices/Cash Conversion Cycle)
3. Gain market share
4. Add additional financial considerations you have learned from this course.
Cite Sources (1 Slide)

– Market Segment (3 Slides)
a. Identify the industry the company is in
b. Identify the company’s position in the market
c. Identify the company’s competitors
– Financials (Review Annual Report) (4 Slides)
a. Give a two year summary of the company’s sales
b. Give a two year summary of the stock position (up/down) and why?
c. Identify dividends (do they give dividends; if so, has the amount gone up/down and why?
– Conclusions (4 Slides)
a. Explain your thoughts on where the company can grow and state any recommendations
1. How to increase sales & profits
2. Improve cash flows (Changing inventory practices/Cash Conversion Cycle)
3. Gain market share
4. Add additional financial considerations you have learned from this course.
Cite Sources (1 Slide)

The research paper should be centered on the ‘gold paradox’ as discussed in the two PDF documents, specifically analyzing the beta component of the CAPM. You can find detailed instructions in the Word document, within the ‘assessment’ section. Additionally, I have included the first part of the final assignment (LZ) for your reference. Please ensure that both a table of contents and a references list are included in the submission

the essay needs to be 750 – 900 words. it needs at least 5 references from the APUS library. I’ve attached the outline and references from the APUS library.

: THE GLOBAL IMPACT OF OPEN BANKING POLICIES
INHOUD
**Introduction:**
In recent years, Open Banking (OB) has emerged as a transformative force in the financial industry, present in approximately 80 countries worldwide. This proposal outlines the research for a master′s thesis aimed at comprehensively examining the rise of OB, its implications for the banking sector.
**Research Objectives:**
1. To analyze the global adoption and impact of Open Banking policies across different countries.
2. To investigate how Open Banking policies influence incumbent banks′ decisions to share customer data and adopt new technologies.
3. To assess the relationship between Open Banking policies and funding.
4. To explore the heterogeneity in the timing, purpose, and implementation of Open Banking policies and its impact on economic activity.
5. To evaluate the consequences of Open Banking on the financial ecosystem, including its effects on banks, fintechs, and consumers.
**Research Methodology:**
The research will involve a combination of data collection, econometric analysis, and theoretical modeling:
1. **Data Collection:** A hand-collected dataset of Open Banking policies from around the world will be compiled. Additionally, data on associated economic activities will be gathered.
2. **Econometric Analysis:** Statistical techniques will be employed to examine the causal relationship between Open Banking policies and various outcomes, such as fintech funding and the adoption of data-sharing technologies by incumbent banks.
3. **Literature Review:** A theoretical framework will be developed from the literature to model data use and sharing, with a focus on its impact on market entry, adverse selection, and product quality.
**Expected Contributions:**
This master′s thesis aims to make several contributions:
1. Provide a comprehensive analysis of the global landscape of Open Banking policies and their evolution.
2. Offer insights into the drivers and consequences of incumbent banks′ adoption of data-sharing technologies in response to Open Banking policies.
3. Assess the impact of Open Banking on fintech innovation and funding, shedding light on the dynamics of the fintech ecosystem.
4. Develop a theoretical framework that contributes to understanding the implications of Open Banking for market structure, data ownership, and consumer welfare.
**Conclusion:**
The rise of Open Banking policies is reshaping the financial industry, with implications for banks, fintechs, and consumers. This research will offer a nuanced understanding of how these policies are impacting financial markets globally and contribute to ongoing discussions about data ownership, market power, and innovation in the data-driven economy. By addressing these critical questions, the research aims to inform policymakers and industry stakeholders as they navigate the evolving landscape of banking regulation and technology-driven financial services.

Based on this, need a well-conceived and detailed table of contents with a logical design, as well as an introduction at the end of the table of contents and Chapter 2, Theoretical Background. I can write the rest myself. The required literature is books and scientific journals, and other “papers” should be avoided as much as possible.

Based on this, need a well-conceived and detailed table of contents with a logical design, as well as an introduction at the end of the table of contents and Chapter 2, Theoretical Background. I can write the rest myself. The required literature is books and scientific journals, and other “papers” should be avoided as much as possible.

Submission Details: 1 Due Date and Time: January 1, 2025. 2 Maximum Upload Attempts: 2 3 File Types: ◦ Part 1: Excel file with computations. ◦ Part 2: Report in Word. Part 1 – Excel File (50 Marks) Perform the following computations using Excel formulas and functions: • a) Monthly mortgage payments calculation.  • b) Initial cash outflows for purchasing the property.  • c) Monthly opportunity cost of using initial funds.  • d) Present value (PV) of cash outflows for 10 years (buy decision) vs PV of rent.  • e) Mortgage principal outstanding at the end of 10 years.  • f) Net gain/loss from selling the property after 10 years under these scenarios:  ◦ i. No change in property value. ◦ ii. Property value increases by 10%. ◦ iii. Property value decreases by 10%. ◦ iv. Property value and rent increase by 0.15% monthly. Ensure all computations are driven by formulas/functions, not hardcoded values. Part 2 – Report & Recommendation Create a professional report following these guidelines: 1 Format: ◦ Arial font, size 11. ◦ Line spacing: 1.5. ◦ Margins: Normal. ◦ Length: 2-3 pages (excluding tables and references). 2 Content: ◦ Analysis Description: Briefly explain the computations performed. (10 marks) ◦ Results Summary: Highlight key quantitative findings from Part 1. (5 marks) ◦ Recommendation: Offer advice to the Wongs based on the quantitative insights. (20 marks) ◦ Qualitative Considerations: Discuss non-numerical factors impacting the decision (e.g., lifestyle, market trends, flexibility). (10 marks) ◦ Presentation Quality: Ensure the report is clear, concise, and professionally formatted. (5 marks)

page 1 RSM3 — RSM3 Task 1: Becoming an Effective Values-Based Leader
Values-Based Leadership — D253
page RSM3 — RSM3 Task 2: Communicating Your Leadership Vision
Values-Based Leadership — D253

page 1 RSM3 — RSM3 Task 1: Becoming an Effective Values-Based Leader
Values-Based Leadership — D253
page RSM3 — RSM3 Task 2: Communicating Your Leadership Vision
Values-Based Leadership — D253