When interest rates rise and you are in a market like San Diego, affordability b

When interest rates rise and you are in a market like San Diego, affordability becomes an even greater concern. Whether it is monthly affordability or the size of a down payment, sometimes you need to be creative to get a deal done.
Write a 1 page write up about a product or solution that helps home buyers “close the gap.” Give an example of a scenario where this program could be helpful.
Some examples are down payment assistance programs, renovation programs, mortgage credit certificates, 2nd mortgages, seller financing and anything else that is meant to help make homeownership more affordable.