how Canadians save for retirement using private savings accounts. Assuming a tax

how Canadians save for retirement using private savings accounts.
Assuming a tax rate of 30%, a nominal return of 9%, a savings period of 35 years, and an annual deposit of $10,000 into an RRSP, how much will a person have saved for retirement?
a. What is your recommendation regarding when the contributions should be made to the RRSP? Justify your answer using the time value of money.
Finally, have a discussion with a local retirement planning expert, or someone at Canada Revenue Agency (CRA), which type of plan (RRSP, TFSA) is more popular amongst Canadians? Why? Provide proof of your discussions by ensuring you provide a copy of the expert’s business card (a 5% reduction in grade will be applied if a scan of the expert’s business card is not provided).