Be sure to include the following: The different benefits available to the employees through their health insurance plan;The responsibility of the employer in terms of premiums;The advantages and benefits of both plans;How do Saudi Arabia and the other GCC country you chose fund national health services andHow moral hazard plays into a company’s health benefit plan. Your presentation should meet the following structural requirements: Organized into five slides, plus the title and reference slides.Employ professional themes and transitions.Each slide must provide detailed speaker’s notes—a minimum of 100 words. Notes must draw from and cite relevant reference materials.Provide support for your statements on the presentation slides, as well as in the speaker’s notes, with in-text citations from a minimum of four scholarly articles. Two of these sources may be from the class readings, textbook, or lectures, but the others must be external. The Saudi Digital Library is a good place to find these references.Follow APA and Saudi Electronic University writing standards. You are strongly encouraged to submit all assignments to the Turnitin Originality Check before submitting them to your instructor for grading. If you need help submitting an assignment to the Originality Check tool, review the Turnitin Originality Check Student Guide.
Struggling with where to start this assignment? Follow this guide to tackle your assignment easily!
Slide 1: Title Slide
- Title: Employee Health Insurance Benefits in Saudi Arabia and [Chosen GCC Country]
- Your name
- Course name
- Instructor’s name
- Date
Slide 2: Health Insurance Benefits for Employees
Key Points on Slide
- Overview of employee health insurance benefits in Saudi Arabia and the selected GCC country.
- Common benefits: Medical, dental, vision, maternity, and prescription drug coverage.
- Additional perks: Wellness programs, mental health services, and preventive care.
Speaker’s Notes (100+ words)
- Employees in Saudi Arabia receive mandatory health insurance through the Council of Cooperative Health Insurance (CCHI).
- Insurance typically includes hospitalization, surgeries, maternity care, and prescription medications.
- The selected GCC country (e.g., UAE, Qatar) follows a similar model, often requiring employers to provide coverage.
- Some companies offer additional benefits such as annual health check-ups, dental coverage, and wellness incentives.
- Access to public healthcare services may vary depending on the employee’s residency status.
- Citations from scholarly sources regarding health insurance regulations in both countries.
Slide 3: Employer’s Role in Premiums and Contributions
Key Points on Slide
- Employer responsibilities for health insurance in Saudi Arabia and the GCC.
- Percentage of premium covered by the employer.
- Variations in coverage for nationals vs. expatriates.
Speaker’s Notes (100+ words)
- In Saudi Arabia, employers are legally required to provide health insurance to expatriate workers.
- Companies negotiate with insurance providers and typically cover a significant portion of the premium.
- GCC countries may have different rules:
- In UAE, employers must provide insurance for workers but not necessarily their families.
- In Qatar, the government is expanding coverage for citizens, while expatriates rely on employer-provided insurance.
- Some firms offer co-payments or cost-sharing models to manage expenses.
- Ethical considerations: Companies must balance cost efficiency with comprehensive coverage.
- Citations from scholarly articles on employer contributions and cost-sharing models.
Slide 4: Advantages and Benefits of Health Insurance Plans
Key Points on Slide
- Benefits for employees: Financial security, access to quality healthcare, better well-being.
- Benefits for employers: Increased productivity, employee retention, reduced absenteeism.
- Differences between public vs. private health insurance.
Speaker’s Notes (100+ words)
- Providing comprehensive health insurance leads to a healthier workforce, reducing sick days and increasing productivity.
- Private insurance offers faster access to medical services, while public healthcare may have longer wait times.
- Companies benefit by attracting top talent and fostering job satisfaction.
- In some GCC countries, citizens have universal healthcare, but expatriates must rely on employer-sponsored plans.
- Investing in preventive healthcare (e.g., screenings, vaccinations) can lower long-term medical costs.
- Citations from scholarly research on workplace productivity and healthcare benefits.
Slide 5: National Health Funding in Saudi Arabia and the GCC Country
Key Points on Slide
- Saudi Arabia: Public healthcare funded through government revenue and oil profits.
- Selected GCC country: Funding via government subsidies, employer contributions, and private insurance.
- Government investment in health infrastructure and services.
Speaker’s Notes (100+ words)
- Saudi Arabia funds public healthcare through taxation and oil revenue, providing free or low-cost services for citizens.
- Expatriates must rely on private insurance unless covered under employer-sponsored plans.
- In UAE and Qatar, funding combines government spending with mandatory employer contributions.
- Government initiatives such as Vision 2030 in Saudi Arabia aim to privatize parts of the healthcare system.
- Citations from scholarly sources on healthcare financing models in the GCC.
Slide 6: Moral Hazard and Health Benefit Plans
Key Points on Slide
- Definition of moral hazard in health insurance.
- Examples of overuse of medical services due to low out-of-pocket costs.
- Employer strategies to manage healthcare expenses.
Speaker’s Notes (100+ words)
- Moral hazard occurs when employees overuse healthcare services because insurance reduces personal costs.
- Example: Unnecessary doctor visits, excessive medical testing, or elective procedures.
- Employers mitigate this risk by implementing:
- Co-payments and deductibles to discourage unnecessary medical use.
- Wellness programs to encourage preventive care.
- Telemedicine to reduce in-person visits and associated costs.
- Companies must balance affordability with quality care to avoid financial strain on the health system.
- Citations from academic sources on managing healthcare costs and moral hazard.
Slide 7: References
- List at least four scholarly sources in APA format, including two external references.
- Ensure proper in-text citations in speaker’s notes.
Final Review Before Submission 
Ensure each slide contains key points with at least 100 words of speaker’s notes.
Use APA citations within the notes and in the reference slide.
Apply professional themes and transitions for clarity.
Run Turnitin Originality Check before submission.
This structured approach ensures a well-researched and professional PowerPoint presentation. 
Let me know if you need any refinements!
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