“The commercial banking industry is contending with multiple shifts influencing

“The commercial banking industry is contending with multiple shifts influencing its future: the impact of macroeconomic forces on loan demand, the growing role of digitization in client relationships, and the imperative for bankers to elevate their roles as trusted advisers. What should commercial banks do to redefine their future?” The quote above is from the introductory paragraph of a report by Deloitte discussing possible outcomes for the commercial banking industry in coming years. Please follow the link to access the article, and after reading it, please share your thoughts. What do you think Deloitte has gotten right? Have they missed anything? What are the threats to the banking industry as currently constituted? What are your personal predictions for the future of the industry?
Used Link below as 1 source and another source on the topic.
https://www2.deloitte.com/us/en/pages/financial-services/articles/future-of-commercial-banking-industry.html