answer the module one study questions: HCA 6913 Graduate Seminar – Healthcare P

answer the module one study questions:
HCA 6913 Graduate Seminar – Healthcare Payor Entities
Module One
Study Questions
Underlying Assumptions of Insurance Models
Article: Health Insurance Key Market Trends
1)Describe some of the insights on private health insurance in the U.S.
2)Briefly describe the competitive landscape of the health insurance market in the U.S.
Article: Consumers’ Misunderstanding of Health Insurance
3)Describe some of the consequences of consumers’ lack of understanding of health insurance.
4)Presenting simplified information about something that is inherently complex introduces a risk of ‘smoothing over’ real complexities, in effect burying them in the now not-so-fine print of health insurance policies. Rather than trying to explain inherently complex insurance plans in simple terms, what fundamental changes can be made to make the selection process simpler for the consumer?
Article: 2020 Annual Health Insurance Industry Report
5)What general observations about the enrollment and premium revenues can be made from the 2020 annual report?
6)Describe the level of cash flow and liquidity of the health insurance industry.
7)How has the level of capital and surplus changed within the health insurance industry?
Article: McKinsey Global Insurance Report
8)Describe the challenges facing the insurance industry identified in the McKinsey Report.