1. Should employers be required by law to offer health insurance to employees? Should employees be required by law to participate in employers’ health insurance? Why or why not?
2. Should everyone be required to have health insurance, much as drivers are required to have auto insurance? Why or why not?
3. Our system of health insurance is linked to employment. Coverage is usually provided by the employer, with some contribution from the employee. We now have many people working part-time, or freelance, or working through other non-traditional arrangements. Should health insurance continue to be linked to employers (our “employer-based system”)? Why or why not?
4. In our current system, insurance plans ultimately decide whether or not a health service is necessary as they are the ones who pay for it. Should they decide when a healthcare service is medically necessary? Why or why not?
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