In preparing for this discussion, read Chapters 16 and 22 of the course text.  D

In preparing for this discussion, read Chapters 16 and 22 of the course text. 
Describe the sales process in the employer-sponsored model.
Compare the differences between rating and underwriting.
Discuss the influence of the Patient Protection and Affordable Care Act on ONE of the four areas: (a) marketing, (b) sales, (c) rating, and (d) underwriting.
request for 300 words and 2 sources